25825 White Oak Ln, Splendora, TX 77372 Property Records

Montgomery County property record for 25825 White Oak Ln, Splendora, TX 77372

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,615 sqft · built 2004
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Last Sale	$156,600 (Sep 2019)
Tax Bill	$530 (2024)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`9511-00-05700`

Property Details

APN / Parcel Number

Primary APN	`9511-00-05700`
Alternative APN	`R184044`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,615 sqft Living Area
Gross Area	2,015 sqft
1st Floor Area	1,615 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	53 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	25825 WHITE OAK LN
City	SPLENDORA
State	TX
Zip	77372-5426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Description	WHITE OAK PLANTATION 01, BLOCK 1, LOT 57
Legal Subdivision	WHITE OAK PLANTATION 01
Legal Block	1
Legal Lot Number	57
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1001
Census Tract	692804

Owner

25825 White Oak Ln is owned and occupied by an individual who bought it in September 2019.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	25825 WHITE OAK LN, SPLENDORA, TX 77372-5426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE PROS
Sep 16, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Sep 16, 2019	Warranty Deed, Transfer TEXAS AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2019 · Amount on File
Deed Sale	Sep 16, 2019 · Amount on File
Prior Sale	Feb 21, 2007 · Amount on File
Deed Document Number	201986225
Prior Transfer Date	Sep 12, 2019
Prior Transfer Doc	0000086224
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Recording Date	Sep 8, 2026
Property Address	25825 WHITE OAK LN, SPLENDORA, TX 77372-5426
Document Number	0000096253
Instrument Date	Sep 1, 2026
Instrument	202696253
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25825 WHITE OAK LN, SPLENDORA, TX 77372-5426

Mortgage

Document Number	0000096253,
Date	Sep 8, 2026
Instrument	202696253

Lender

Name	MORTGAGE PROS

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Sep 16, 2019
Property Address	25825 WHITE OAK LN, SPLENDORA, TX 77372-5426
Document Number	0000086225
Instrument Date	Sep 16, 2019
Instrument	86225
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	TEXAS AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 PEGASUS CT CONROE TX 773065976, CONROE, TX 77306-5976

Mortgage

Document Number	86226
Date	Sep 16, 2019
Instrument	86226

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Sep 16, 2019
Property Address	25825 WHITE OAK LN, SPLENDORA, TX 77372-5426
Document Number	0000086224
Instrument Date	Sep 12, 2019
Instrument	86224
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	TEXAS AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25825 WHITE OAK LN SPLENDORA TX 773725426, SPLENDORA, TX 77372-5426

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Splendora Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,264 (+1%)	$295,998 (+23.63%) Land $8,928 Building $287,070
2025		$229,331 (+1%)	$239,422 (-0.25%) Land $8,928 Building $230,494
2024	$530.00 (-71.49%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$208,483 (+1%) Land $8,928 Building $231,097	$240,025 (+11.67%) Land $8,928 Building $231,097
2023	$1,859.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$189,530 Land $8,930 Building $206,010	$214,940 Land $8,930 Building $206,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25825 White Oak Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 50 policies
Nearby Flood Policies	50 in force
Nearby Flood Claims	15 (2017–2024)
Claims Outside the SFHA	2 of 15
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims Tropical Storm Imelda, Sep 2019 · 9 claims Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25825 White Oak Ln is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 16 WHITE OAK PLANT serves 627 people · EPA ID TX1700164
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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