25821 White Oak Ln, Splendora, TX 77372 Property Records

Montgomery County property record for 25821 White Oak Ln, Splendora, TX 77372

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,556 sqft · built 2005
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on File
Last Sale	$192,300 (Oct 2021)
Tax Bill	$2,441 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`9511-00-05600`

Property Details

APN / Parcel Number

Primary APN	`9511-00-05600`
Alternative APN	`R184043`

Interior

Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,556 sqft Living Area
1st Floor Area	1,556 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
View / Lot	Primary
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	25821 WHITE OAK LN
City	SPLENDORA
State	TX
Zip	77372-5426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Description	S951100 - WHITE OAK PLANTATION 01, BLOCK 1, LOT 56
Legal Subdivision	WHITE OAK PLANTATION 01
Legal Block	1
Legal Lot Number	56
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1001
Census Tract	692804

Owner

25821 White Oak Ln is owned and occupied by two individuals who bought it in October 2021.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25821 WHITE OAK LN, SPLENDORA, TX 77372-5426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 26, 2021	Vendor's Lien, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Feb 26, 2021 · Amount on File
Deed Document Number	2021138149
Prior Transfer Date	Jun 5, 2007
Prior Transfer Doc	0000067530
Record Updated	Oct 29, 2026

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Oct 4, 2021
Property Address	25821 WHITE OAK LN, SPLENDORA, TX 77372-5426
Document Number	0000138149
Map Reference	CAB A SH 92B
Instrument Date	Sep 30, 2021
Instrument	2021138149
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25821 WHITE OAK LN, 25821, SPLENDORA, TX 77372-5426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25821 WHITE OAK LN, SPLENDORA, TX 77372-5426

Mortgage

Document Number	0000138150
Date	Oct 4, 2021
Instrument	2021138150

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Feb 26, 2021
Property Address	25821 WHITE OAK LN, SPLENDORA, TX 77372-5426
Document Number	0000023765
Map Reference	CAB A SH 92B
Instrument Date	Feb 25, 2021
Instrument	2021023765
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	TEXAS AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25821 WHITE OAK LN, SPLENDORA, TX 77372-5426

Mortgage

Document Number	0000023766
Date	Feb 26, 2021
Instrument	2021023766

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 25821 White Oak Ln was $2,441 with exemptions applied, up 97.3% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Splendora Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,678 (+1%)	$269,409 (+17.28%) Land $11,904 Building $257,505
2025	$2,441.00 (+97.33%) Homeowner's exemption Senior Citizen's exemption	$229,707 (+2.87%) Land $11,904 Building $217,803	$229,707 (-2.68%) Land $11,904 Building $217,803
2024	$1,237.00 (-80.44%) Homeowner's exemption Senior Citizen's exemption	$223,300 (+4.88%) Land $11,904 Building $224,122	$236,026 (+10.85%) Land $11,904 Building $224,122
2023	$6,324.00 Homeowner's exemption	$212,920 Land $11,900 Building $201,020	$212,920 Land $11,900 Building $201,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25821 White Oak Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 50 policies
Nearby Flood Policies	50 in force
Nearby Flood Claims	15 (2017–2024)
Claims Outside the SFHA	2 of 15
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims Tropical Storm Imelda, Sep 2019 · 9 claims Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25821 White Oak Ln is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 16 WHITE OAK PLANT serves 627 people · EPA ID TX1700164
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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