2581 Ten Mile Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2581 Ten Mile Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,830 sqft · built 2018
Lot Size	3.11 acres (135,559 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Aug 2025)
Tax Bill	$2,056 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-2N-30-0000-00145-0000`

Property Details

APN / Parcel Number

Primary APN	`02-2N-30-0000-00145-0000`
Alternative APN	`N302020000001450000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,830 sqft Living Area
Gross Area	2,536 sqft
1st Floor Area	1,830 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	135,559 sqft (3.11 acres)
Porch	Slab
Porch Area	706 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2581 TEN MILE RD
City	PACE
State	FL
Zip	32571-9206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATE FOR 2025 LOT 11 OF AN UNREC SUB: COM AT NE SEC CORN THN N8716 21W ON N SEC LN 1321.55 FT TO NW CORN OF NE4 OF NE4 THN S2 4108W 144.50 FT TO POB THN S871621E 543.37 FT THN S2 4339W 164.31 FT TO A CURV IB C/L OF 25INGRESS/EGR
Legal Range	30W
Legal Township	2N
Legal Section	02
Legal Lot Number	11
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1020
Census Tract	10302

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2544 CALDWELL CIR, MILTON, FL 32571-6784
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Apr 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE FIRST A NATIONAL BANKING ASSN
Oct 2, 2017	Trustee's Deed, Construction Loan · Construction Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Deed Document Number	202540393
Deed Book / Page	4653 / 481
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 29, 2025
Property Address	2581 TEN MILE RD, PACE, FL 32571-9206
Document Number	0046530481
Book / Page	4653 / 481
Instrument Date	Aug 29, 2025
Instrument	202540393
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	GUARANTEED TITLE COMPANY, GUARANTEE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2581 TEN MILE RD, PACE, FL 32571-9206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2544 CALDWELL CIR, PACE, FL 32571-6784

Mortgage

Document Number	0004653483
Date	Aug 29, 2025
Instrument	4653/483

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2581 TEN MILE RD, PACE, FL 32571-9206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038182001
Date	Apr 10, 2019
Book Page	3818/2001
Instrument	201914351

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	PENSACOLA, FL 32534

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Mar 26, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 2, 2017
Property Address	2581 TEN MILE RD, PACE, FL 32571-9206
Document Number	0036660778
Book / Page	003666 / 000778
Instrument Date	Sep 28, 2017
Instrument	40974
Transaction Type	Construction Loan
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	47800 PHILLIPSVILLE RD BAY MINETTE AL 365077430, BAY MINETTE, AL 36507-7430

Mortgage

Document Number	36660778
Date	Oct 2, 2017
Book Page	003666/000778
Instrument	40974

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	HATTIESBURG, MS 39404

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,056.00 (+3.06%)	$195,625 (+2.9%)	$298,323 (+1.14%) Land $85,735 Building $212,588
2024	$1,995.00 (+5.11%) Homeowner's exemption	$190,112 (+3%)	$294,954 (-5.02%) Land $85,735 Building $209,219
2023	$1,898.00 (+2.87%) Homeowner's exemption	$184,575 (+3%)	$310,558 (+16.91%) Land $103,474 Building $207,084
2022	$1,845.00 Homeowner's exemption	$179,199	$265,642 Land $65,040 Building $200,602

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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