2577 Ten Mile Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2577 Ten Mile Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,675 sqft · built 2019
Lot Size	7.08 acres (308,405 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,810 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-2N-30-0000-00148-0000`

Property Details

APN / Parcel Number

Primary APN	`02-2N-30-0000-00148-0000`
Alternative APN	`N302020000001480000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,675 sqft Living Area
Gross Area	4,048 sqft
1st Floor Area	2,675 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	308,405 sqft (7.08 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	797 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2577 TEN MILE RD
City	MILTON
State	FL
Zip	32571-9206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	NEW PARCEL FOR 2018 LOT 12 OF AN UNREC SUB: COM AT NE SEC CORN THN N8716 21W ON N SEC LN 1321.55 FT TO NW CORN OF NE4 OF NE4 THN S2 4108W 502.83 FT TO POB BEING C/L OF 25INGRESS/EGRESS ESMNT (IN OR 3318 PG 371) THN N66*41 18E ON C/L 174.63 FT TO
Legal Range	30W
Legal Township	2N
Legal Section	02
Legal Lot Number	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1020
Census Tract	10302

Owner

Source: Santa Rosa County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2577 TEN MILE RD, MILTON, FL 32571-9206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ONE OF THE SOUTH INC
Feb 1, 2019	Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK
Jun 16, 2020	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK
Nov 26, 2019	Loan Modification, Mortgage HANCOCK WHITNEY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2577 TEN MILE RD, PACE, FL 32571-9206
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2577 TEN MILE RD, MILTON, FL 32571-9206

Mortgage

Document Number	0046371837
Date	Jul 15, 2025
Book Page	4637/1837
Instrument	202532476

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2577 TEN MILE RD, PACE, FL 32571-9206
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	GULF COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2577 TEN MILE RD, PACE, FL 32571-9206

Mortgage

Document Number	0040471234
Date	Dec 23, 2020
Book Page	4047/1234
Instrument	202069873

Lender

Name	MORTGAGE ONE OF THE SOUTH INC
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2577 TEN MILE RD, PACE, FL 32571-9206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038010001
Date	Feb 1, 2019
Book Page	3801/0001
Instrument	201904018

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2039

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2577 TEN MILE RD, PACE, FL 32571-9206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039631193
Date	Jun 16, 2020
Book Page	3963/1193
Instrument	202028885

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULF BREEZE, FL 32561

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 2, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	2577 TEN MILE RD, PACE, FL 32571-9206
Document Number	0039020239
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2577 TEN MILE RD PACE FL 325719206, PACE, FL 32571-9206

Mortgage

Document Number	0039020239
Date	Dec 20, 2019
Book Page	003902/000239
Instrument	57490

Lender

Name	HANCOCK WHITNEY BK
Address	NEW ORLEANS, LA 70122

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 19, 2039

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,810.00 (+2.89%) Homeowner's exemption	$333,134 (+2.9%)	$474,667 (+2.85%) Land $143,724 Building $330,943
2024	$3,703.00 (+2.95%) Homeowner's exemption	$323,745 (+3%)	$461,519 (-5.46%) Land $143,724 Building $317,795
2023	$3,597.00 (+2.48%) Homeowner's exemption	$314,316 (+3%)	$488,175 (+17.3%) Land $173,460 Building $314,715
2022	$3,510.00 Homeowner's exemption	$305,161	$416,174 Land $109,032 Building $307,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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