2581 Smithfield Ln, Aurora, IL 60503 Property Records

Will County property record for 2581 Smithfield Ln, Aurora, IL 60503

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,966 sqft · built 1998
Lot Size0.18 acres (7,637 sqft)
OwnerIndividual Name on File
Tax Bill$9,317 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-01-07-404-007

Property Details

APN / Parcel Number

Primary APN07-01-07-404-007

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,966 sqft Total Area
1st Floor Area991 sqft
2nd Floor Area975 sqft
Basement Area663 sqft
Unfinished Basement663 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeFrame
Lot Area7,637 sqft (0.18 acres)
Garage Area400 sqft

Location & Zoning

Street Address2581 SMITHFIELD LN
CityAURORA
StateIL
Zip60503-5772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 IN LAKEWOOD VALLEY UNIT ONE, A SUB OF PRT OF THE NE1/4 SE1/4 OF SEC 7, T37N-R9E.
Legal Range09E
Legal Township37N
Legal Section07
Legal SubdivisionLAKEWOOD VALLEY
Legal Block1
Legal Lot Number7
Legal Unit1
JurisdictionWILL IL
Township / Civil DivisionWHEATLAND
Census Block Group2
Census Block2009
Census Tract880325

Owner

2581 Smithfield Ln is owned and occupied by an individual who acquired it in May 2011.

Source: Will County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address2581 SMITHFIELD LN, AURORA, IL 60503-5772
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2011
Deed SaleMay 5, 2011
Prior SaleSep 29, 1998 · Amount on File
Deed Document Number201143708
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address2581 SMITHFIELD LN, AURORA, IL 60503-5772
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009370
DateFeb 3, 2020
InstrumentR2020009370
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2050
Interest
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 2581 Smithfield Ln was $9,317.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyWill County
County SubdivisionWheatland Township
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,317.00$119,659 (+9.95%) Land $25,573 Building $94,086$358,977 (+9.95%) Land $76,719 Building $282,258
2024$108,831 Land $23,259 Building $85,572$326,493 Land $69,777 Building $256,716
2022$7,448.00 Homeowner's exemption$80,846 Land $19,437 Building $61,409$242,538 Land $58,311 Building $184,227

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2581 Smithfield Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2581 Smithfield Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Smithfield Ln

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