2576 Smithfield Ln, Aurora, IL 60503 Property Records

Will County property record for 2576 Smithfield Ln, Aurora, IL 60503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,626 sqft · built 1998
Lot Size	0.12 acres (5,109 sqft)
Owner	Individual Name on Record
Last Sale	$334,000 (May 2023)
Tax Bill	$8,454 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01-07-401-005`

Property Details

APN / Parcel Number

Primary APN	`07-01-07-401-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,626 sqft Total Area
1st Floor Area	903 sqft
2nd Floor Area	723 sqft
Basement Area	903 sqft
Finished Basement	903 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Lot Area	5,109 sqft (0.12 acres)
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2576 SMITHFIELD LN
City	AURORA
State	IL
Zip	60503-5603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 IN LAKEWOOD VALLEY UNIT ONE, A SUB OF PRT OF THE NE1/4 SE1/4 OF SEC 7, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	07
Legal Subdivision	LAKEWOOD VALLEY
Legal Lot Number	18
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2011
Census Tract	880325

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2576 SMITHFIELD LN, AURORA, IL 60503-5603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 4, 2019	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2023 · Amount on Record
Deed Sale	May 16, 2023 · Amount on Record
Prior Sale	Mar 4, 2019 · Amount on Record
Deed Document Number	202323641
Prior Transfer Date	Nov 29, 2011
Prior Transfer Doc	0000021749
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 16, 2023
Property Address	2576 SMITHFIELD LN, AURORA, IL 60503-5603
Document Number	0000023641
Map Reference	DOC R97-23277
Instrument Date	Apr 26, 2023
Instrument	R2023023641
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2576 SMITHFIELD LN, AURORA, IL 60503-5603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2576 SMITHFIELD LN, AURORA, IL 60503-5603

Mortgage

Document Number	0000023642
Date	May 16, 2023
Instrument	R2023023642

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.99%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 4, 2019
Property Address	2576 SMITHFIELD LN, AURORA, IL 60503-5603
Document Number	0000012090
Map Reference	DOC R97-23277
Instrument Date	Feb 20, 2019
Instrument	R2019012090
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 E LILAC ST, ELBURN, IL 60119-8947

Mortgage

Document Number	0000012091
Date	Mar 4, 2019
Instrument	R2019012091

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Will County
County Subdivision	Wheatland Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,454.00 (+24.76%)	$109,322 (+9.95%) Land $25,573 Building $83,749	$327,966 (+9.95%) Land $76,719 Building $251,247
2024		$99,429 (+34.18%) Land $23,259 Building $76,170	$298,287 (+34.18%) Land $69,777 Building $228,510
2022	$6,776.00 Homeowner's exemption	$74,099 Land $19,437 Building $54,662	$222,297 Land $58,311 Building $163,986

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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