San Luis Obispo County property record for 2536 Main St, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,173 sqft · built 1920 |
| Lot Size | 0.234 acres (10,200 sqft) |
| Owner | Company Name on File |
| Last Sale | $925,000 (Dec 2021) |
| Tax Bill | $10,697 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Feb 2021 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 013-242-008 |
| Primary APN | 013-242-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,173 sqft Living Area |
| 1st Floor Area | 1,173 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Wood |
| Lot Area | 10,200 sqft (0.234 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 2536 MAIN ST |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-3408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OP |
| Legal Description | TN CAMBRIA PTN BL J |
| Legal Block | J |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10404 |
Source: San Luis Obispo County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1600 W BEVERLY DR, VISALIA, CA 93277-2237 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Dec 21, 2021 | Grant Deed, Transfer · Conventional Mortgage MECHANICS BANK |
| Feb 16, 2021 | Deed of Trust, Mortgage · Line of Credit CORPORATE AMERICA FAMILY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on File |
| Deed Sale | Dec 21, 2021 · Amount on File |
| Prior Sale | Feb 5, 2016 · Amount on File |
| Deed Document Number | 202182722 |
| Prior Transfer Date | May 11, 2011 |
| Prior Transfer Doc | 0000036100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 21, 2021 |
| Property Address | 2536 MAIN ST, CAMBRIA, CA 93428-3408 |
| Document Number | 0000082722 |
| Instrument Date | Dec 2, 2021 |
| Instrument | 2021082722 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1600W W BEVERLY DR, VISALIA, CA 93277-2237 |
| Document Number | 0000082723 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2021082723 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2536 MAIN ST, CAMBRIA, CA 93428-3408 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2536 MAIN ST, CAMBRIA, CA 93428-3408 |
| Document Number | 0000012051 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2021012051 |
| Name | CORPORATE AMERICA FAMILY CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 15, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,001,249 (+2%) Land $595,337 Building $405,912 | |
| 2025 | $10,697.00 (+4.05%) | $981,617 (+4.04%) Land $583,664 Building $397,953 |
| 2023 | $10,281.00 (+1.98%) | $943,500 Land $561,000 Building $382,500 |
| 2022 | $10,081.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1986–2026) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, T-Mobile, Verizon.
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