2581 Duraznitos Rd, Ramona, CA 92065 Property Records

San Diego County property record for 2581 Duraznitos Rd, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,736 sqft · built 1971
Lot Size1.41 acres (61,420 sqft)
OwnerIndividual Name on Record
Last Sale$510,000 (Feb 2018)
Tax Bill$6,293 (2025)
Deeds & MortgagesDec 2021 Line of Credit
May 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN285-051-41-00

Property Details

APN / Parcel Number

Primary APN285-051-41-00
Alternative APN
  • 2850505600

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,736 sqft Living Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Lot Area61,420 sqft

Location & Zoning

Old Parcel Number2850505600
Street Address2581 DURAZNITOS RD
CityRAMONA
StateCA
Zip92065-3639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 32-13-1E NWQ PAR PER ROS 10698 IN S H OF
Legal Range01E
Legal Township13
Legal Section32
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3008
Census Tract20801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2581 DURAZNITOS RD, RAMONA, CA 92065-3639
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2021Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
May 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Apr 9, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 15, 2018Grant Deed, Transfer · Conventional Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 15, 2018 · Amount on Record
Deed SaleFeb 15, 2018 · Amount on Record
Prior SaleDec 9, 1987 · Amount on Record
Deed Document Number201860083
Prior Transfer DateMar 31, 1994
Prior Transfer Doc0000235733
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2581 DURAZNITOS RD, RAMONA, CA 92065-3639
Transaction TypeMortgage
Record UpdatedDec 20, 2021
Title CompanyTITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address2581 DURAZNITOS RD, RAMONA, CA 92065-3639

Mortgage

Document Number0000831081
DateDec 8, 2021
Instrument2021-0831081
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 16, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2581 DURAZNITOS RD, RAMONA, CA 92065-3639
Document Number0000287304
Instrument DateMay 5, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2581 DURAZNITOS RD RAMONA CA 920653639, RAMONA, CA 92065-3639

Mortgage

Document Number0000287304
DateJun 5, 2020
Instrument287304
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 4, 2050

April 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 9, 2019
Property Address2581 DURAZNITOS RD, RAMONA, CA 92065-3639
Document Number0000126013
Instrument DateApr 4, 2019
Instrument2019-0126013
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCONSUMERS TITLE CO OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2581 DURAZNITOS RD, RAMONA, CA 92065-3639

Mortgage

Document Number0000126014
DateApr 9, 2019
Instrument2019-0126014
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 15, 2018
Property Address2581 DURAZNITOS RD, RAMONA, CA 92065-3639
Document Number0000060083
Instrument DateFeb 12, 2018
Instrument60083
Transaction TypeTransfer
Record UpdatedFeb 20, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$561.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2581 DURAZNITOS RD RAMONA CA 920653639, RAMONA, CA 92065-3639

Mortgage

Document Number60084
DateFeb 15, 2018
Instrument60084
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 14, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$591,890 (+2%) Land $240,885 Building $351,005
2025$6,293.00 (+7.61%) Homeowner's exemption$580,285 (+4.04%) Land $236,162 Building $344,123
2023$5,848.00 (-1.7%) Homeowner's exemption$557,754 Land $226,993 Building $330,761
2022$5,949.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 82% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100

May also be available: Verizon.

Nearby Properties on Duraznitos Rd

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