2581 Duraznitos Rd, Ramona, CA 92065 Property Records

San Diego County property record for 2581 Duraznitos Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,736 sqft · built 1971
Lot Size	1.41 acres (61,420 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Feb 2018)
Tax Bill	$6,293 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`285-051-41-00`

Property Details

APN / Parcel Number

Primary APN	`285-051-41-00`
Alternative APN	`2850505600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,736 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	61,420 sqft

Location & Zoning

Old Parcel Number	2850505600
Street Address	2581 DURAZNITOS RD
City	RAMONA
State	CA
Zip	92065-3639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 32-13-1E NWQ PAR PER ROS 10698 IN S H OF
Legal Range	01E
Legal Township	13
Legal Section	32
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3008
Census Tract	20801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2581 DURAZNITOS RD, RAMONA, CA 92065-3639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 9, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 15, 2018	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2018 · Amount on Record
Deed Sale	Feb 15, 2018 · Amount on Record
Prior Sale	Dec 9, 1987 · Amount on Record
Deed Document Number	201860083
Prior Transfer Date	Mar 31, 1994
Prior Transfer Doc	0000235733
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2581 DURAZNITOS RD, RAMONA, CA 92065-3639
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2581 DURAZNITOS RD, RAMONA, CA 92065-3639

Mortgage

Document Number	0000831081
Date	Dec 8, 2021
Instrument	2021-0831081

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2581 DURAZNITOS RD, RAMONA, CA 92065-3639
Document Number	0000287304
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2581 DURAZNITOS RD RAMONA CA 920653639, RAMONA, CA 92065-3639

Mortgage

Document Number	0000287304
Date	Jun 5, 2020
Instrument	287304

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 9, 2019
Property Address	2581 DURAZNITOS RD, RAMONA, CA 92065-3639
Document Number	0000126013
Instrument Date	Apr 4, 2019
Instrument	2019-0126013
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CONSUMERS TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2581 DURAZNITOS RD, RAMONA, CA 92065-3639

Mortgage

Document Number	0000126014
Date	Apr 9, 2019
Instrument	2019-0126014

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 15, 2018
Property Address	2581 DURAZNITOS RD, RAMONA, CA 92065-3639
Document Number	0000060083
Instrument Date	Feb 12, 2018
Instrument	60083
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2581 DURAZNITOS RD RAMONA CA 920653639, RAMONA, CA 92065-3639

Mortgage

Document Number	60084
Date	Feb 15, 2018
Instrument	60084

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$591,890 (+2%) Land $240,885 Building $351,005
2025	$6,293.00 (+7.61%) Homeowner's exemption	$580,285 (+4.04%) Land $236,162 Building $344,123
2023	$5,848.00 (-1.7%) Homeowner's exemption	$557,754 Land $226,993 Building $330,761
2022	$5,949.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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