2432 Duraznitos Rd, Ramona, CA 92065 Property Records

San Diego County property record for 2432 Duraznitos Rd, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,755 sqft · built 2023
Lot Size4.33 acres (189,050 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (Oct 2021)
Tax Bill$10,799 (2025)
Deeds & MortgagesAug 2022 Mortgage
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN285-110-04-00

Property Details

APN / Parcel Number

Primary APN285-110-04-00
Alternative APN
  • 2850510800

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,755 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area189,050 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number2850510800
Street AddressDYE RD
CityRAMONA
StateCA
Zip92065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 32-13-1E LOT 3 DOC67-61007 IN
Legal Range01E
Legal Township13
Legal Section32
Legal SubdivisionSAN BERNARDINO MERIDIAN
Legal Block3
Legal Lot Number3
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3008
Census Tract20801

Owner

Source: San Diego County records · APN 285-110-04-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2432 DURAZNITOS RD, RAMONA, CA 92065-3607
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Oct 19, 2021Grant Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 19, 2021 · Amount on Record
Deed SaleOct 19, 2021 · Amount on Record
Prior SaleDec 04, 2009 · Amount on Record
Deed Document Number2021727697
Prior Transfer DateJul 09, 2007
Prior Transfer Doc0000465779
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property AddressDYE RD, RAMONA, CA 92065
Transaction TypeMortgage
Record UpdatedAug 30, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2432 DURAZNITOS RD, RAMONA, CA 92065-3607

Mortgage

Document Number0000328254
DateAug 15, 2022
Instrument2022-0328254
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 19, 2021
Property AddressDYE RD, RAMONA, CA 92065
Document Number0000727697
Instrument DateAug 25, 2021
Instrument2021-0727697
Transaction TypeTransfer
Record UpdatedNov 01, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address712 F ST, RAMONA, CA 92065-2339

Mortgage

Document Number0000727698
DateOct 19, 2021
Instrument2021-0727698
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateNov 01, 2024
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change6.75%
Max Rate10.7%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,101,028 (+9.24%) Land $308,072 Building $792,956
2025$10,799.00 (+253.49%)$1,007,872 (+259.31%) Land $302,032 Building $705,840
2023$3,055.00 (+1.46%)$280,500 Land $280,500
2022$3,011.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskExtreme
above 96% of the US · above 83% of California
Wildfire LikelihoodAbout 1 in 44 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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