2581 20th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2581 20th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.052 acres (2,294 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Apr 2017)
Tax Bill	$3,166 (2025)
Deeds & Mortgages	Apr 2023 Transfer May 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85-459-0028`

Property Details

APN / Parcel Number

Primary APN	`85-459-0028`
Alternative APNs	`85-00459-0028` `47070`

Exterior

Lot Area	2,294 sqft (0.052 acres)

Location & Zoning

Account Number	47070
Street Address	2581 20TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-4685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 28 FIRST SUPPLEMENT
Legal Range	30W
Legal Township	35N
Legal Section	07
Legal Subdivision	CIC #70 POND VIEW VILLAGE TOWNHOMES
Legal Unit	28
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1002
Census Tract	31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2581 20TH AVE SE, SAINT CLOUD, MN 56304-4685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Intrafamily Transfer, Transfer
May 7, 2021	Quit Claim Deed, Transfer · Construction Mortgage DEERWOOD BANK
Apr 28, 2017	Warranty Deed, Transfer · Conventional Mortgage PLAZA PARK STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Prior Sale	Jun 3, 2013 · Amount on Record
Deed Document Number	2017837715
Last Transfer Date	Apr 30, 2021
Transfer Doc	0000918636
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHERBURNE MN
Recording Date	Apr 6, 2023
Property Address	2581 20TH AVE SE, SAINT CLOUD, MN 56304-4685
Document Number	0000955403
Instrument Date	Mar 13, 2023
Instrument	955403
Transaction Type	Transfer
Record Updated	Apr 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2581 20TH AVE SE, SAINT CLOUD, MN 56304-4685

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	May 7, 2021
Property Address	2581 20TH AVE SE, SAINT CLOUD, MN 56304-4685
Document Number	0000918636
Instrument Date	Apr 30, 2021
Instrument	918636
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$1.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2581 20TH AVE SE, SAINT CLOUD, MN 56304-4685

Mortgage

Document Number	0000918637
Date	May 7, 2021
Instrument	918637

Lender

Name	DEERWOOD BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Apr 28, 2017
Property Address	2581 20TH AVE SE, SAINT CLOUD, MN 56304-4685
Document Number	0000837715
Instrument Date	Apr 7, 2017
Instrument	837715
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2581 20TH AVE SE, SAINT CLOUD, MN 56304-4685

Mortgage

Document Number	0000837716
Date	Apr 28, 2017
Instrument	837716

Lender

Name	PLAZA PARK STATE BANK
Type	Bank
Address	WAITE PARK, MN 56387

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,000 (-) Land $40,000 Building $199,000	$239,000 (-) Land $40,000 Building $199,000
2025	$3,166.00 (+32.58%)	$239,000 (+16.13%) Land $40,000 Building $199,000	$239,000 (+16.13%) Land $40,000 Building $199,000
2023	$2,388.00	$205,800 Land $25,000 Building $180,800
2021			$205,800 Land $25,000 Building $180,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on 20th Ave SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures