2573 20th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2573 20th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.049 acres (2,167 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (May 2026)
Tax Bill	$2,856 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`85-459-0026`

Property Details

APN / Parcel Number

Primary APN	`85-459-0026`
Alternative APNs	`85-00459-0026` `47068`

Exterior

Lot Area	2,167 sqft (0.049 acres)

Location & Zoning

Account Number	47068
Street Address	2573 20TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-4685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 26 FIRST SUPPLEMENT
Legal Range	30W
Legal Township	35N
Legal Section	07
Legal Subdivision	CIC #70 POND VIEW VILLAGE TOWNHOMES
Legal Unit	26
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1002
Census Tract	31500

Owner

2573 20th Ave SE is owned and occupied by an individual who bought it in May 2026.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	2573 20TH AVE SE, SAINT CLOUD, MN 56304-4685
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on File
Deed Sale	May 27, 2026 · Amount on File
Prior Sale	Aug 6, 2025 · Amount on File
Deed Document Number	2026998088
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	May 27, 2026
Property Address	2573 20TH AVE SE, SAINT CLOUD, MN 56304-4685
Document Number	0000998088
Instrument Date	May 18, 2026
Instrument	2026998088
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78,325.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2573 20TH AVE SE, SAINT CLOUD, MN 56304-4685

Mortgage

Document Number	0000998089,
Date	May 27, 2026
Instrument	2026998089

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jun 8, 2018
Property Address	2573 20TH AVE SE, SAINT CLOUD, MN 56304-4685
Document Number	0000857202
Instrument Date	Jun 1, 2018
Instrument	857202
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2573 20TH AVE SE ST CLOUD MN 563044685, ST CLOUD, MN 56304-4685

Tax Assessment & Valuation

The 2025 property tax bill for 2573 20th Ave SE was $2,856 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,400 (-) Land $40,000 Building $179,400	$219,400 (-) Land $40,000 Building $179,400
2025	$2,856.00	$219,400 Land $40,000 Building $179,400	$219,400 Land $40,000 Building $179,400
2023	$2,058.00	$189,500 Land $25,000 Building $164,500
2021			$189,500 Land $25,000 Building $164,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2573 20th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2573 20th Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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