2580 Chartstone Dr, Midlothian, VA 23113 Property Records

Chesterfield County property record for 2580 Chartstone Dr, Midlothian, VA 23113

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,176 sqft · built 1986
Lot Size	0.767 acres (33,411 sqft)
Owner	Individual Name on File
Last Sale	$439,000 (Jun 2020)
Tax Bill	$5,915 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00805060300E001`

Property Details

APN / Parcel Number

Primary APN	`00805060300E001`
Alternative APNs	`732-71-84-11-800-000` `414257001`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,176 sqft Finished Area
1st Floor Area	353 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	33,411 sqft (0.767 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	414257001
Street Address	2580 CHARTSTONE DR
City	MIDLOTHIAN
State	VA
Zip	23113-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R25 - SING
Legal Description	CHARTER WOODS L 1 BK E SEC 3
Legal Subdivision	CHARTER WOODS
Legal Block	E
Legal Lot Number	1
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2002
Census Tract	100936

Owner

2580 Chartstone Dr is owned and occupied by an individual who bought it in June 2020.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2580 CHARTSTONE DR, MIDLOTHIAN, VA 23113-9632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2020 · Amount on File
Deed Sale	Jun 1, 2020 · Amount on File
Prior Sale	Sep 30, 2014 · Amount on File
Deed Document Number	202024858
Deed Book / Page	12773 / 921
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 1, 2020
Property Address	2580 CHARTSTONE DR, MIDLOTHIAN, VA 23113-9632
Document Number	12773921
Book / Page	012773 / 000921
Instrument Date	May 15, 2020
Instrument	24858
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2580 CHARTSTONE DR MIDLOTHIAN VA 231139632, MIDLOTHIAN, VA 23113-9632

Mortgage

Document Number	12773925
Date	Jun 1, 2020
Book Page	012773/000925
Instrument	24859

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2580 Chartstone Dr was $5,915.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,915.00	$661,800 (+7.21%) Land $155,000 Building $506,800	$661,800 (+7.21%) Land $155,000 Building $506,800
2025		$617,300 Land $145,000 Building $472,300	$617,300 Land $145,000 Building $472,300
2023	$4,712.00	$515,100 Land $125,000 Building $390,100	$515,100 Land $125,000 Building $390,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2580 Chartstone Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2003–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2580 Chartstone Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880