2560 Chartstone Dr, Midlothian, VA 23113 Property Records

Chesterfield County property record for 2560 Chartstone Dr, Midlothian, VA 23113

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,640 sqft · built 1992
Lot Size	0.951 acres (41,426 sqft)
Owner	Individual Name on File
Last Sale	$900,000 (May 2026)
Tax Bill	$8,464 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00805080000B002`

Property Details

APN / Parcel Number

Primary APN	`00805080000B002`
Alternative APNs	`732-71-73-58-500-000` `373636001`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,640 sqft Finished Area
1st Floor Area	1,256 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	41,426 sqft (0.951 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	352 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	373636001
Street Address	2560 CHARTSTONE DR
City	MIDLOTHIAN
State	VA
Zip	23113-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40 - SING
Legal Description	ROXSHIRE SEC 12 00B-002
Legal Subdivision	ROXSHIRE
Legal Block	B
Legal Lot Number	2
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2002
Census Tract	100936

Owner

2560 Chartstone Dr is owned and occupied by an individual who bought it in May 2026.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2560 CHARTSTONE DR, MIDLOTHIAN, VA 23113-9632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	Apr 6, 2004 · Amount on File
Deed Document Number	202615699
Deed Book / Page	15235 / 558
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	May 4, 2026
Property Address	2560 CHARTSTONE DR, MIDLOTHIAN, VA 23113-9632
Document Number	0000015699
Book / Page	15235 / 558
Instrument Date	Apr 24, 2026
Instrument	2026.15699
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90,900.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2560 CHARTSTONE DR, MIDLOTHIAN, VA 23113-9632
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015700,
Date	May 4, 2026
Instrument	2026..15700

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 2560 Chartstone Dr was $8,464, up 7.2% from the year before.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,464.00 (+7.21%)	$948,300 (+7.24%) Land $156,000 Building $792,300	$948,300 (+7.24%) Land $156,000 Building $792,300
2025	$7,895.00	$884,300 Land $146,000 Building $738,300	$884,300 Land $146,000 Building $738,300
2023	$6,469.00	$708,200 Land $126,000 Building $582,200	$708,200 Land $126,000 Building $582,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2560 Chartstone Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2003–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2560 Chartstone Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880