258 Torrington Ave, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 258 Torrington Ave, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 982 sqft · built 1890
Lot Size	0.128 acres (5,600 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Aug 2010)
Tax Bill	$4,183 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.78-3-1`

Property Details

APN / Parcel Number

Primary APN	`421500 49.78-3-1`
Alternative APN	`150004907800030010000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	982 sqft Living Area
1st Floor Area	796 sqft
Upper Floors Area	186 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Cape Cod
Exterior Material	Composition/Composite
Lot Area	5,600 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	56 sqft
Canopy	186 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	258 TORRINGTON AVE
City	SCHENECTADY
State	NY
Zip	12306-1072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	1 WOOD AND GARAGE
Legal Block	3
Legal Lot Number	1.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1016
Census Tract	33200

Owner

258 Torrington Ave is owned and occupied by an individual who bought it in August 2010.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	258 TORRINGTON AVE, SCHENECTADY, NY 12306-1072
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Jun 1, 2015	Loan Modification, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2010 · Amount on File
Deed Sale	Aug 31, 2010 · Amount on File
Prior Sale	Aug 31, 2010 · Amount on File
Deed Book / Page	1826 / 224
Prior Transfer Date	Nov 4, 2009
Prior Transfer Doc	0000047253
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	258 TORRINGTON AVE, SCHENECTADY, NY 12306-1072
Transaction Type	Mortgage
Record Updated	Nov 13, 2025
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 TORRINGTON AVE, SCHENECTADY, NY 12306-1072

Mortgage

Document Number	0000025799
Date	Oct 30, 2025
Instrument	202525799

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank
Address	NORWICH, NY 13815

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	258 TORRINGTON AVE, SCHENECTADY, NY 12306-1072
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 TORRINGTON AVE, SCHENECTADY, NY 12306-1072

Mortgage

Document Number	0000047130
Date	Sep 2, 2022
Book Page	5253/914
Instrument	202247130

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Aug 23, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2015: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	258 TORRINGTON AVE, SCHENECTADY, NY 12306-1072
Document Number	0000013459
Book / Page	004750 / 000771
Instrument Date	Jun 1, 2015
Transaction Type	Mortgage
Record Updated	Mar 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 TORRINGTON AVE SCHENECTADY NY 123061072, SCHENECTADY, NY 12306-1072

Mortgage

Document Number	0000013459
Date	Mar 27, 2017
Book Page	004750/000771
Instrument	13459

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Mar 26, 2045

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2026 property tax bill for 258 Torrington Ave was $4,183 with a homeowner's exemption, up 4% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,183.00 (+4%) Homeowner's exemption
2025	$4,022.00	$86,500 Land $13,000 Building $73,500	$143,236 Land $21,527 Building $121,709
2023		$86,500 (-) Land $13,000 Building $73,500	$109,494 (+3.8%) Land $16,456 Building $93,038
2022		$86,500 Land $13,000 Building $73,500	$105,488 Land $15,854 Building $89,634
2021	$3,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 258 Torrington Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 258 Torrington Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

Nearby Properties on Torrington Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures