Schenectady County and Schenectady City property record for 1640 Torrington Ave, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1984 |
| Lot Size | 0.091 acres (4,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $38,000 (Mar 2018) |
| Tax Bill | $5,186 (2026) |
| Deeds & Mortgages | Aug 2021 Second Mortgage Mar 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.78-2-11.1 |
| Primary APN | 421500 49.78-2-11.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,000 sqft (0.091 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 64 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1640 TORRINGTON AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-5150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 385 1 BRICK |
| Legal Subdivision | HOMEFIELD |
| Legal Block | 2 |
| Legal Lot Number | 11.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 33200 |
1640 Torrington Ave is owned and occupied by an individual who bought it in March 2018.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1640 TORRINGTON AVE, SCHENECTADY, NY 12306-5150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage STATE EMPLOYEES FCU |
| Mar 19, 2018 | Warranty Deed, Transfer SNEERINGER MONAHAN PROVOST RED |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2018 · Amount on File |
| Deed Sale | Mar 19, 2018 · Amount on File |
| Prior Sale | Aug 4, 1993 · Amount on File |
| Deed Document Number | 201811561 |
| Deed Book / Page | 1983 / 277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1640 TORRINGTON AVE, SCHENECTADY, NY 12306-5150 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1640 TORRINGTON AVE, SCHENECTADY, NY 12306-5150 |
| Document Number | 0000040042 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 5132/26 |
| Instrument | 202140042 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 19, 2018 |
| Property Address | 1640 TORRINGTON AVE, SCHENECTADY, NY 12306-5150 |
| Document Number | 0000011561 |
| Book / Page | 001983 / 000277 |
| Instrument Date | Mar 7, 2018 |
| Instrument | 11561 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2018 |
| Title Company | SNEERINGER MONAHAN PROVOST RED |
| Amount | Amount on Record |
|---|---|
| Tax | $152.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2150 ROSA ROAD APTB6A SCHENECTADY NY 12309, SCHENECTADY, NY 12309 |
The 2026 property tax bill for 1640 Torrington Ave was $5,186, up 2.2% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,186.00 (+2.25%) | ||
| 2025 | $5,072.00 | $100,600 Land $15,100 Building $85,500 | $166,584 Land $25,004 Building $141,580 |
| 2023 | $100,600 (-) Land $15,100 Building $85,500 | $127,342 (+3.8%) Land $19,114 Building $108,228 | |
| 2022 | $100,600 Land $15,100 Building $85,500 | $122,683 Land $18,415 Building $104,268 | |
| 2021 | $4,839.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1640 Torrington Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1640 Torrington Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Greenlight Networks.
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