Campbell County property record for 258 Frost Dr, Concord, VA 24538
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,400 sqft · built 2008 |
| Lot Size | 0.586 acres (25,526 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $208,900 (Nov 2018) |
| Tax Bill | $1,245 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18G-1-26 |
| Primary APN | 18G-1-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Basement Area | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 25,526 sqft (0.586 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10035814 |
|---|---|
| Street Address | 258 FROST DR |
| City | CONCORD |
| State | VA |
| Zip | 24538-3542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CONCORD ESTATES - LOT 26 |
| Legal Subdivision | CONCORD ESTATES |
| Legal Lot Number | 26 |
| Jurisdiction | CAMPBELL VA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 20101 |
Source: Campbell County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 258 FROST DR, CONCORD, VA 24538-3542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BEACON CREDIT UNION |
| Aug 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance APEX HOME LOANS INC |
| Nov 7, 2018 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2018 · Amount on Record |
| Deed Sale | Nov 7, 2018 · Amount on Record |
| Deed Document Number | 20185226 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Recording Date | Jul 6, 2026 |
| Property Address | 258 FROST DR, CONCORD, VA 24538-3542 |
| Document Number | 0000003469 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 20263469 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 258 FROST DR, CONCORD, VA 24538-3542 |
| Document Number | 0000003469, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 20263469 |
| Name | BEACON CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 24, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.79% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Property Address | 258 FROST DR, CONCORD, VA 24538-3542 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | BLUE CHIP TITLE SERVICES LLC, BLUE RIDGE TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0200004857 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 200004857 |
| Name | APEX HOME LOANS INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Recording Date | Nov 7, 2018 |
| Property Address | 258 FROST DR, CONCORD, VA 24538-3542 |
| Document Number | 180005226 |
| Instrument Date | Oct 29, 2018 |
| Instrument | 180005226 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | DO NO USE, COVENANT REAL ESTATE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 258 FROST DR, CONCORD, VA 24538-3542 |
| Document Number | 180005227 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | 180005227 |
| Name | STEARNS LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Campbell County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Campbell County |
| Unified School District | Campbell County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,245.00 | $276,700 (-) Land $36,000 Building $240,700 | $276,700 (-) Land $36,000 Building $240,700 |
| 2025 | $1,245.00 | $276,700 (-) Land $36,000 Building $240,700 | |
| 2023 | $1,245.00 | $276,700 Land $36,000 Building $240,700 | $276,700 Land $36,000 Building $240,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–2012) |
| Most Recent Claim | Mar 2012 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,200 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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