Campbell County property record for 123 Frost Dr, Concord, VA 24538
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,699 sqft · built 2016 |
| Lot Size | 0.703 acres (30,623 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $233,000 (Jul 2017) |
| Tax Bill | $1,315 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Mar 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18G-1-50 |
| Primary APN | 18G-1-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,699 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 30,623 sqft (0.703 acres) |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10035838 |
|---|---|
| Street Address | 123 FROST DR |
| City | CONCORD |
| State | VA |
| Zip | 24538-3637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CONCORD ESTATES - LOT 50 |
| Legal Subdivision | CONCORD ESTATES |
| Legal Lot Number | 50 |
| Jurisdiction | CAMPBELL VA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 20101 |
Source: Campbell County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 123 FROST DR, CONCORD, VA 24538-3637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ONETRUST HOME LOANS |
| Mar 23, 2021 | Intrafamily Transfer, Transfer · Stand-Alone Refinance ONETRUST HOME LOANS |
| Jul 5, 2017 | Warranty Deed, Transfer · FHA Mortgage JG WENTWORTH HOME LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2017 · Amount on Record |
| Deed Sale | Jul 5, 2017 · Amount on Record |
| Deed Document Number | 20173356 |
| Last Transfer Date | Mar 12, 2021 |
| Transfer Doc | 0000002108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Property Address | 123 FROST DR, CONCORD, VA 24538-3637 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC |
| Name | Verified Name |
|---|
| Document Number | 0210002109 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 210002109 |
| Name | ONETRUST HOME LOANS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.13% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Recording Date | Mar 23, 2021 |
| Property Address | 123 FROST DR, CONCORD, VA 24538-3637 |
| Document Number | 210002108 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 210002108 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 FROST DR, CONCORD, VA 24538-3637 |
| Document Number | 0210002109 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 210002109 |
| Name | ONETRUST HOME LOANS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL VA |
| Recording Date | Jul 5, 2017 |
| Property Address | 123 FROST DR, CONCORD, VA 24538-3637 |
| Document Number | 170003356 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 170003356 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 FROST DR, CONCORD, VA 24538-3637 |
| Document Number | 170003357 |
|---|---|
| Date | Jul 5, 2017 |
| Instrument | 170003357 |
| Name | JG WENTWORTH HOME LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Campbell County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Campbell County |
| Unified School District | Campbell County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,315.00 | $292,400 (-) Land $36,000 Building $256,400 | $292,400 (-) Land $36,000 Building $256,400 |
| 2023 | $1,315.00 | $292,400 Land $36,000 Building $256,400 | $292,400 Land $36,000 Building $256,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–2012) |
| Most Recent Claim | Mar 2012 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,200 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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