258 Cram St, Bradley, ME 04411 Property Records

Penobscot County and Bradley Town property record for 258 Cram St, Bradley, ME 04411

Property Summary

Property TypeSingle Family Home
Lot Size30.3 acres (1,322,046 sqft)
Owner2 Individual Names on File
Tax Bill$4,590 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Jun 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNBRAY M:011 L:010

Property Details

APN / Parcel Number

Primary APNBRAY M:011 L:010
Alternative APNs
  • BRAY M:11 L:10
  • 151

Exterior

Lot Area1,322,046 sqft (30.3 acres)

Location & Zoning

Account Number151
Old Parcel NumberBRAY M:011 L:010
Street Address258 CRAM ST
CityBRADLEY
StateME
Zip04411-5128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number10
JurisdictionBRADLEY ME
Township / Civil DivisionBRADLEY
Census Block Group1
Census Block1030
Census Tract8001

Owner

258 Cram St is owned by two individuals who acquired it in November 2019.

Source: Penobscot County and Bradley Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address144 4TH ST, OLD TOWN, ME 04468-1332
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2026Deed of Trust, Mortgage · Line of Credit
BANGOR SAVINGS BANK
Jun 3, 2026Deed of Trust, Mortgage · Line of Credit
BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2006
Deed SaleJan 24, 2006
Deed Book / Page10285 / 313
Last Transfer DateNov 15, 2019
Transfer Doc0153530182
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADLEY ME
Recording DateJun 3, 2026
Property Address258 CRAM ST, BRADLEY, ME 04411-5128
Document Number0178930341
Book / Page17893 / 341
Instrument DateJun 2, 2026
Instrument202613794
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address258 CRAM ST, BRADLEY, ME 04411-5128

Mortgage

Document Number0000013794,
DateJun 3, 2026
Book Page17893/341
Instrument202613794
Lender
NameBANGOR SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
Max Rate-1%

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADLEY ME
Recording DateJun 3, 2026
Property Address258 CRAM ST, BRADLEY, ME 04411-5128
Document Number0000013794
Book / Page17893 / 341
Instrument DateJun 2, 2026
Instrument202613794
Transaction TypeMortgage
Record UpdatedJul 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address258 CRAM ST, BRADLEY, ME 04411-5128

Mortgage

Document Number0178930341,
DateJun 3, 2026
Book Page17893/341
Instrument202613794
Lender
NameBANGOR SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Penobscot County and Bradley Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
County SubdivisionBradley Town
Unified School DistrictRegional School Unit 34 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,590.00 (+6.82%)$390,600 (-) Land $89,500 Building $301,100
2024$4,297.00 (+453.02%)$390,600 (+729.3%) Land $89,500 Building $301,100
2023$777.00 (+6.44%)$47,100 (-) Land $47,100
2022$730.00$47,100 Land $47,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 258 Cram St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims18 (1979–2018)
Claims Outside the SFHA9 of 18
Most Recent ClaimJan 2018 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, May 2008 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 258 Cram St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cram St

Nearby Streets

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