221 Cram St, Bradley, ME 04411 Property Records

Penobscot County and Bradley Town property record for 221 Cram St, Bradley, ME 04411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,592 sqft · built 1999
Lot Size	20.1 acres (875,556 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,400 (Apr 2021)
Tax Bill	$5,432 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:011 L:018=002`

Property Details

APN / Parcel Number

Primary APN	`M:011 L:018=002`
Alternative APNs	`BRAY M:011 L:018-002` `161`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,592 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	875,556 sqft (20.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	161
Street Address	221 CRAM ST
City	BRADLEY
State	ME
Zip	04411-5124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	18-2
Jurisdiction	BRADLEY ME
Township / Civil Division	BRADLEY
Census Block Group	1
Census Block	1030
Census Tract	8001

Owner

Source: Penobscot County and Bradley Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 CRAM ST, BRADLEY, ME 04411-5124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit DOWN EAST CREDIT UNION
Apr 9, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage DOWN EAST CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2021 · Amount on Record
Deed Sale	Apr 9, 2021 · Amount on Record
Prior Sale	Jan 4, 2017
Deed Document Number	202111204
Deed Book / Page	15973 / 160
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADLEY ME
Property Address	221 CRAM ST, BRADLEY, ME 04411-5124
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170080336
Date	Nov 27, 2023
Book Page	17008/336
Instrument	28441

Lender

Name	DOWN EAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADLEY ME
Recording Date	Apr 9, 2021
Property Address	221 CRAM ST, BRADLEY, ME 04411-5124
Document Number	0159730160
Book / Page	15973 / 160
Instrument Date	Apr 8, 2021
Instrument	11204
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	221 CRAM ST, BRADLEY, ME 04411-5124

Mortgage

Document Number	0000011205
Date	Apr 9, 2021
Instrument	11205

Lender

Name	DOWN EAST CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Bradley Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Bradley Town
Unified School District	Regional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,432.00 (+6.82%)	$462,300 (-) Land $83,800 Building $378,500
2024	$5,085.00 (+7.46%)	$462,300 (+61.19%) Land $83,800 Building $378,500
2023	$4,732.00 (+6.46%)	$286,800 (-) Land $57,300 Building $229,500	$336,300
2022	$4,445.00	$286,800 Land $57,300 Building $229,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	18 (1979–2018)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Jan 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2008 · 4 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cram St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures