2579 Oleander Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2579 Oleander Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,335 sqft · built 1988
Lot Size	0.332 acres (14,462 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Dec 2021)
Tax Bill	$2,579 (2024)
Deeds & Mortgages	Dec 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-2S-26-1021-00300-0120`

Property Details

APN / Parcel Number

Primary APN	`09-2S-26-1021-00300-0120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,335 sqft Heated Area
Gross Area	2,235 sqft
1st Floor Area	1,755 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	14,462 sqft (0.332 acres)
Lot Dimensions	1,450 ft deep x 1,000 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	480 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	092S261021003000120
Street Address	2579 OLEANDER DR
City	NAVARRE
State	FL
Zip	32566-2443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EAST BAY RIVER ESTATES 2ND ADD LOT 12 BLK 3 AS DES IN OR 4219 PG 272
Legal Range	26W
Legal Township	02S
Legal Section	09
Legal Subdivision	EAST BAY RIVER ESTATES
Legal Block	3
Legal Lot Number	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2022
Census Tract	10828

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2579 OLEANDER DR, NAVARRE, FL 32566-2443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	Jul 7, 2016 · Amount on Record
Deed Document Number	202181958
Deed Book / Page	4219 / 272
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 10, 2021
Property Address	2579 OLEANDER DR, NAVARRE, FL 32566-2443
Document Number	0042190272
Book / Page	4219 / 272
Map Reference	MB D PG 97
Instrument Date	Dec 6, 2021
Instrument	202181958
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	ASSOCIATED ATTY TITLE AND CL, ASSOCIATED ATTORNEY TTL & CL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2579 OLEANDER DR, NAVARRE, FL 32566-2443

Mortgage

Document Number	0004219274
Date	Dec 10, 2021
Instrument	4219/274

Lender

Name	UNITED FIDELITY BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 6, 2026

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,579.00 (-0.92%)	$213,505 (+0.24%) Land $42,000 Building $171,505	$213,505 (+0.24%) Land $42,000 Building $171,505
2023	$2,603.00 (+7.56%)	$212,992 (+8.72%) Land $42,000 Building $170,992	$212,992 (+8.72%) Land $42,000 Building $170,992
2022	$2,420.00	$195,914	$195,914 Land $32,000 Building $163,914

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 114 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	10 (2004–2024)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20