Santa Rosa County property record for 2555 Oleander Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,335 sqft · built 1988 |
| Lot Size | 0.342 acres (14,898 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Nov 2020) |
| Tax Bill | $1,806 (2024) |
| Deeds & Mortgages | Aug 2019 Mortgage Mar 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-2S-26-1021-00300-0080 |
| Primary APN | 09-2S-26-1021-00300-0080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,335 sqft Living Area |
| Gross Area | 2,144 sqft |
| 1st Floor Area | 1,335 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,898 sqft (0.342 acres) |
| Lot Dimensions | 145 ft deep x 103 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 165 sqft |
| Deck Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2555 OLEANDER DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-2443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EAST BAY RIVER ESTATES 2ND ADD LOT 8 BLK 3 AS DES IN OR 4025 PG 737 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 09 |
| Legal Subdivision | EAST BAY RIVER/2ND |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 10828 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2555 OLEANDER DR, NAVARRE, FL 32566-2443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2019 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Mar 9, 2022 | Intrafamily Transfer, Transfer |
| Nov 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Aug 22, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2020 · Amount on Record |
| Deed Sale | Nov 5, 2020 · Amount on Record |
| Prior Sale | May 5, 2009 · Amount on Record |
| Deed Document Number | 202058583 |
| Deed Book / Page | 4025 / 737 |
| Last Transfer Date | Mar 9, 2022 |
| Transfer Doc | 0042560592 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2555 OLEANDER DR, NAVARRE, FL 32566-2443 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | SERVICELINK LLC |
| Name | Verified Name |
|---|
| Document Number | 0038610031 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 3861/0031 |
| Instrument | 201936365 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 9, 2022 |
| Property Address | 2555 OLEANDER DR, NAVARRE, FL 32566-2443 |
| Document Number | 0042560592 |
| Book / Page | 4256 / 592 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 202214245 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2555 OLEANDER DR, NAVARRE, FL 32566-2443 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 5, 2020 |
| Property Address | 2555 OLEANDER DR, NAVARRE, FL 32566-2443 |
| Document Number | 0040250737 |
| Book / Page | 4025 / 737 |
| Map Reference | MB D PG 97 |
| Instrument Date | Nov 3, 2020 |
| Instrument | 202058583 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | RELIABLE LAND TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2555 OLEANDER DR, NAVARRE, FL 32566-2443 |
| Document Number | 0004025738 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 4025/738 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 22, 2017 |
| Property Address | 2555 OLEANDER DR, NAVARRE, FL 32566-2443 |
| Document Number | 0036540373 |
| Book / Page | 003654 / 000373 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 34544 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2555 OLEANDER DR NAVARRE FL 325662443, NAVARRE, FL 32566-2443 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $188,997 (+2.9%) | $205,373 (+6.94%) Land $50,000 Building $155,373 | |
| 2024 | $1,806.00 (+2.61%) Homeowner's exemption | $183,671 (+3%) | $192,047 (+0.88%) Land $42,000 Building $150,047 |
| 2023 | $1,760.00 (+2.98%) Homeowner's exemption | $178,321 (+3%) | $190,372 (+9.96%) Land $42,000 Building $148,372 |
| 2022 | $1,709.00 Homeowner's exemption | $173,127 | $173,127 Land $32,000 Building $141,127 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 114 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 10 (2004–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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