2579 120th St, Sumner, IA 50674 Property Records

Bremer County property record for 2579 120th St, Sumner, IA 50674

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1900
Lot Size	0.92 acres (40,076 sqft)
Tax Bill	$1,532 (2022)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-10-400-007`

Property Details

APN / Parcel Number

Primary APN	`03-10-400-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,760 sqft Living Area
Basement Area	960 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,076 sqft (0.92 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	80 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2579 120TH ST
City	SUMNER
State	IA
Zip	50674-9158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-93-12 S233' W200' SE SE
Legal Block	93
Legal Lot Number	12
Jurisdiction	BREMER IA
Township / Civil Division	LE ROY
Census Block Group	2
Census Block	2054
Census Tract	4500

Owner

Source: Bremer County records, as of October 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Mar 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Feb 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK

Assessor's Deed Record

Last Sale	Feb 10, 2016
Deed Sale	Feb 10, 2016
Deed Document Number	20144213
Prior Transfer Date	Nov 3, 2014
Prior Transfer Doc	20144213
Record Updated	Jun 7, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	2579 120TH ST, SUMNER, IA 50674-9158
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210098
Date	Jan 8, 2021
Instrument	20210098

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	2579 120TH ST, SUMNER, IA 50674-9158
Transaction Type	Mortgage
Record Updated	Jun 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170834
Date	Mar 13, 2017
Instrument	20170834

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 13, 2022

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	2579 120TH ST, SUMNER, IA 50674-9158
Transaction Type	Mortgage
Record Updated	Jun 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200350
Date	Feb 4, 2020
Instrument	20200350

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of May 1, 2023

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Unified School District	Tripoli Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$134,790 Land $38,100 Building $96,690	$134,790 Land $38,100 Building $96,690
2022	$1,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2008–2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Butler-Bremer Mutual Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

4G LTE (outdoors only), no 5G reported

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