2527 120th St, Sumner, IA 50674 Property Records

Bremer County property record for 2527 120th St, Sumner, IA 50674

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,286 sqft · built 1900
Lot Size5.21 acres (226,948 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Dec 2019)
Tax Bill$1,784 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-10-300-011

Property Details

APN / Parcel Number

Primary APN03-10-300-011

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,286 sqft Living Area
1st Floor Area381 sqft
Basement Area381 sqft
Unfinished Basement381 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialOther
Construction TypeFrame
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area226,948 sqft (5.21 acres)
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
Deck AreaDeck Area
Patio Area100 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2527 120TH ST
CitySUMNER
StateIA
Zip50674-9158
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description10-93-12 PARCEL B SW SW
Legal Range12W
Legal Township93N
Legal Section10
JurisdictionBREMER IA
Township / Civil DivisionLE ROY
Census Block Group2
Census Block2054
Census Tract4500

Owner

2527 120th St is owned and occupied by an individual who bought it in December 2019.

Source: Bremer County records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing Address2527 120TH ST, SUMNER, IA 50674-9158
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2025Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU
Dec 13, 2019Deed, Transfer · Stand-Alone First Mortgage
VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2019 · Amount on File
Deed SaleDec 13, 2019 · Amount on File
Deed Document Number20192020194304
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address2527 120TH ST, SUMNER, IA 50674-9158
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2527 120TH ST, SUMNER, IA 50674-9158

Mortgage

Document Number0020252935
DateSep 11, 2025
Instrument20252935
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueSep 10, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionBREMER IA
Recording DateDec 13, 2019
Property Address2527 120TH ST, SUMNER, IA 50674-9158
Document Number2020194304
Instrument DateDec 13, 2019
Instrument2020194304
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2527 120TH ST, SUMNER, IA 50674-9158

Mortgage

Document Number2020194306
DateDec 13, 2019
Instrument2020194306
Lender
NameVERIDIAN CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2527 120th St was $1,784.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
Unified School DistrictTripoli Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,784.00$143,200 Land $71,050 Building $72,150$143,200 Land $71,050 Building $72,150
2023$117,400 Land $58,900 Building $58,500$117,400 Land $58,900 Building $58,500
2022$1,416.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2527 120th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2008–2016)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2527 120th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Butler-Bremer Mutual Telephone Company
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
300 / 75
GigFire
Fixed Wireless
150 / 130

Nearby Properties on 120th St

Nearby Streets

Search Property Records by Address or Parcel Number