25788 Stephens St, Esparto, CA 95627 Property Records

Yolo County property record for 25788 Stephens St, Esparto, CA 95627

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,219 sqft · built 2007
Lot Size0.16 acres (6,969 sqft)
Owner2 Individual Names on Record
Last Sale$476,500 (Apr 2007)
Tax Bill$6,052 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN049-562-008-000

Property Details

APN / Parcel Number

Primary APN049-562-008-000
Alternative APN
  • 049562081

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,219 sqft Living Area
1st Floor Area2,219 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area6,969 sqft (0.16 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address25788 STEPHENS ST
CityESPARTO
StateCA
Zip95627-2041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSD4612 LOPEZ SUBDIVISION
Legal SubdivisionLOPEZ SUB
Legal Lot Number10
JurisdictionYOLO CA
Township / Civil DivisionESPARTO
Census Block Group3
Census Block3010
Census Tract11500

Owner

Source: Yolo County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address25788 STEPHENS ST, ESPARTO, CA 95627-2041
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2007 · Amount on Record
Deed SaleApr 25, 2007 · Amount on Record
Deed Document Number200715125
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYOLO CA
Property Address25788 STEPHENS ST, ESPARTO, CA 95627-2041
Transaction TypeMortgage
Record UpdatedFeb 24, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address25788 STEPHENS ST, ESPARTO, CA 95627-2041

Mortgage

Document Number0000003675
DateFeb 9, 2022
Instrument2022-0003675
Lender
NameTRAVIS CU
TypeCredit Union
AddressVACAVILLE, CA 95687
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateMar 1, 2037
Change Frequency10 Years
Min Rate At Change3%
Max Rate At Change9%
IndexOther
Max Rate9%

Tax Assessment & Valuation

Source: Yolo County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyYolo County
Unified School DistrictEsparto Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$550,000 (-) Land $115,000 Building $435,000
2025$6,052.00 (+7.74%) Homeowner's exemption$550,000 (+6.8%) Land $115,000 Building $435,000
2023$5,617.00 (+2.82%) Homeowner's exemption$515,000 Land $90,000 Building $425,000
2022$5,463.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1997–2005)
Claims Outside the SFHA3 of 3
Most Recent ClaimDec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemESPARTO C.S.D.
serves 3,572 people · EPA ID CA5710007
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Esparto Broadband
Cable · Fiber, Fixed Wireless in parts of the area
1,000 / 30
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

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