Yolo County property record for 25782 Stephens St, Esparto, CA 95627
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,070 sqft · built 2007 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $369,000 (Oct 2017) |
| Tax Bill | $4,710 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-562-007-000 |
| Primary APN | 049-562-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,070 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 681 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 25782 STEPHENS ST |
|---|---|
| City | ESPARTO |
| State | CA |
| Zip | 95627-2041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 4612 LOPEZ L 11 MB 06 PG 41-45 |
| Legal Subdivision | LOPEZ SUB |
| Legal Lot Number | 11 |
| Jurisdiction | YOLO CA |
| Township / Civil Division | ESPARTO |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 11500 |
Source: Yolo County records, as of August 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25782 STEPHENS ST, ESPARTO, CA 95627-2041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 4, 2017 | Grant Deed, Transfer · VA Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Sep 27, 2017 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2017 · Amount on Record |
| Deed Sale | Oct 4, 2017 · Amount on Record |
| Prior Sale | Jan 14, 2010 · Amount on Record |
| Deed Document Number | 201726053 |
| Prior Transfer Date | Sep 1, 2017 |
| Prior Transfer Doc | 0000025424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YOLO CA |
| Property Address | 25782 STEPHENS ST, ESPARTO, CA 95627-2041 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 25782 STEPHENS ST, ESPARTO, CA 95627-2041 |
| Document Number | 0000005421 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021-0005421 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | Dec 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | YOLO CA |
| Recording Date | Oct 4, 2017 |
| Property Address | 25782 STEPHENS ST, ESPARTO, CA 95627-2041 |
| Document Number | 0000026053 |
| Map Reference | MB2006 PG41-45 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 2017-0026053 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 25782 STEPHENS ST, ESPARTO, CA 95627-2041 |
| Document Number | 0000026054 |
|---|---|
| Date | Oct 4, 2017 |
| Instrument | 2017-0026054 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | YOLO CA |
| Recording Date | Sep 27, 2017 |
| Property Address | 25782 STEPHENS ST, ESPARTO, CA 95627-2041 |
| Document Number | 0000025424 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 25424 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25782 STEPHENS ST ESPARTO CA 956272041, ESPARTO, CA 95627-2041 |
Source: Yolo County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Yolo County |
| Unified School District | Esparto Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $428,249 (+2%) Land $75,435 Building $352,814 | |
| 2025 | $4,710.00 (+5.63%) Homeowner's exemption | $419,853 (+4.04%) Land $73,956 Building $345,897 |
| 2023 | $4,459.00 (+1.87%) Homeowner's exemption | $403,551 Land $71,085 Building $332,466 |
| 2022 | $4,377.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1997–2005) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ESPARTO C.S.D. serves 3,572 people · EPA ID CA5710007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Esparto Broadband Cable · Fiber, Fixed Wireless in parts of the area | 1,000 / 30 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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