Yolo County property record for 25787 Duncan Dr, Esparto, CA 95627
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,602 sqft · built 2004 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Aug 2015) |
| Tax Bill | $4,436 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-552-005-000 |
| Primary APN | 049-552-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,602 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Roof Type | Gable |
| Roof Material | Concrete |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 635 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 25787 DUNCAN DR |
|---|---|
| City | ESPARTO |
| State | CA |
| Zip | 95627-2221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 4442 ESPERANZA EST L 40 MB 2003, PG 60-63 |
| Legal Subdivision | ESPERANZA ESTATE |
| Legal Lot Number | 40 |
| Jurisdiction | YOLO CA |
| Township / Civil Division | ESPARTO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 11500 |
25787 Duncan Dr is owned and occupied by two individuals who bought it in August 2015.
Source: Yolo County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25787 DUNCAN DR, ESPARTO, CA 95627-2221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING |
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 8, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2015 · Amount on File |
| Deed Sale | Aug 31, 2015 · Amount on File |
| Prior Sale | Apr 9, 2012 · Amount on File |
| Deed Document Number | 201524588 |
| Prior Transfer Date | Mar 8, 2007 |
| Prior Transfer Doc | 0000009165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YOLO CA |
| Recording Date | Aug 13, 2026 |
| Property Address | 25787 DUNCAN DR, ESPARTO, CA 95627-2221 |
| Document Number | 0000013606 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202613606 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25787 DUNCAN DR, ESPARTO, CA 95627-2221 |
| Document Number | 0000013606, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 202613606 |
| Name | CAPITAL LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YOLO CA |
| Property Address | 25787 DUNCAN DR, ESPARTO, CA 95627-2221 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 25787 DUNCAN DR, ESPARTO, CA 95627-2221 |
| Document Number | 0000016205 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021-0016205 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YOLO CA |
| Property Address | 25787 DUNCAN DR, ESPARTO, CA 95627-2221 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 25787 DUNCAN DR, ESPARTO, CA 95627-2221 |
| Document Number | 0000007049 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2022-0007049 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YOLO CA |
| Property Address | 25787 DUNCAN DR, ESPARTO, CA 95627-2221 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 25787 DUNCAN DR, ESPARTO, CA 95627-2221 |
| Document Number | 0000002190 |
|---|---|
| Date | Feb 8, 2024 |
| Instrument | 2024-0002190 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 7, 2054 |
| Change Frequency | Monthly |
|---|
The 2025 property tax bill for 25787 Duncan Dr was $4,436.
Source: Yolo County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Yolo County |
| Unified School District | Esparto Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $404,371 (+2%) Land $96,592 Building $307,779 | |
| 2025 | $4,436.00 | $396,444 Land $94,699 Building $301,745 |
| 2023 | $4,193.00 (+1.87%) | $381,052 Land $91,023 Building $290,029 |
| 2022 | $4,116.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 25787 Duncan Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective June 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1997–2005) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25787 Duncan Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ESPARTO C.S.D. serves 3,572 people · EPA ID CA5710007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Esparto Broadband Cable · Fiber, Fixed Wireless in parts of the area | 1,000 / 30 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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