25779 Duncan Dr, Esparto, CA 95627 Property Records

Yolo County property record for 25779 Duncan Dr, Esparto, CA 95627

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,968 sqft · built 2004
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$567,500 (Dec 2024)
Tax Bill$6,200 (2025)
Deeds & MortgagesDec 2025 Mortgage
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN049-552-003-000

Property Details

APN / Parcel Number

Primary APN049-552-003-000
Alternative APN
  • 049552031

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,968 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialStucco
Roof TypeHip
Roof MaterialConcrete
Lot Area6,970 sqft (0.16 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address25779 DUNCAN DR
CityESPARTO
StateCA
Zip95627-2221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description4442 ESPERANZA EST L 38 2003 M 60-63
Legal SubdivisionESPERANZA ESTATE
Legal Lot Number38
JurisdictionYOLO CA
Township / Civil DivisionESPARTO
Census Block Group3
Census Block3008
Census Tract11500

Owner

25779 Duncan Dr is owned and occupied by an individual who acquired it in December 2024.

Source: Yolo County records, as of August 5, 2026

Owner of RecordIndividual Name on File
Mailing Address25779 DUNCAN DR, ESPARTO, CA 95627-2221
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2025Intrafamily Transfer, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
May 6, 2021Grant Deed, Transfer · Conventional Mortgage
ALAMEDA MORTGAGE CORP
Jul 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2024 · Amount on File
Deed SaleDec 20, 2024 · Amount on File
Prior SaleMay 6, 2021 · Amount on File
Deed Document Number202422851
Last Transfer DateDec 23, 2024
Transfer Doc0000023044
Record UpdatedSep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionYOLO CA
Recording DateDec 30, 2025
Property Address25779 DUNCAN DR, ESPARTO, CA 95627-2221
Document Number0000023688
Map ReferenceMB 2003 PG 60-63
Instrument DateDec 24, 2025
Instrument2025-0023688
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25779 DUNCAN DR, ESPARTO, CA 95627-2221

Mortgage

Document Number0000023689
DateDec 30, 2025
Instrument2025-0023689
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionYOLO CA
Recording DateMay 6, 2021
Property Address25779 DUNCAN DR, ESPARTO, CA 95627-2221
Document Number0000018228
Map ReferenceMB 2003 PG 60-63
Instrument DateMay 4, 2021
Instrument2021-0018228
Transaction TypeTransfer
Record UpdatedJul 26, 2022
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address25779 DUNCAN DR, ESPARTO, CA 95627-2221

Mortgage

Document Number0000018229
DateMay 6, 2021
Instrument2021-0018229
Lender
NameALAMEDA MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYOLO CA
Property Address25779 DUNCAN DR, ESPARTO, CA 95627-2221
Document Number0000017900
Instrument DateJul 23, 2018
Transaction TypeMortgage
Record UpdatedAug 22, 2018
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address19 SANTA ELENA AVE DALY CITY CA 940154036, DALY CITY, CA 94015-4036

Mortgage

Document Number0000017900
DateJul 31, 2018
Instrument17900
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 25779 Duncan Dr was $6,200.

Source: Yolo County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyYolo County
Unified School DistrictEsparto Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$578,850 (+2%) Land $91,800 Building $487,050
2025$6,200.00$567,500 Land $90,000 Building $477,500
2023$5,369.00 (+1.9%)$494,190 Land $93,636 Building $400,554
2022$5,269.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 25779 Duncan Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1997–2005)
Claims Outside the SFHA3 of 3
Most Recent ClaimDec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25779 Duncan Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemESPARTO C.S.D.
serves 3,572 people · EPA ID CA5710007
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Esparto Broadband
Cable · Fiber, Fixed Wireless in parts of the area
1,000 / 30
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

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