25781 Rustic Ln, Westlake, OH 44145 Property Records

Cuyahoga County property record for 25781 Rustic Ln, Westlake, OH 44145

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,688 sqft · built 1984
Lot Size	0.345 acres (15,041 sqft)
Owner	2 Owner Names on File
Last Sale	$273,000 (Dec 2011)
Tax Bill	$6,061 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`215-19-052`

Property Details

APN / Parcel Number

Primary APN	`215-19-052`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,688 sqft Living Area
1st Floor Area	1,225 sqft
2nd Floor Area	1,463 sqft
Basement Area	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,041 sqft (0.345 acres)
Lot Dimensions	188 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	196 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	25781 RUSTIC LN
City	WESTLAKE
State	OH
Zip	44145-5476
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F-1F80
Legal Description	37 RUSTIC WOODS SUBD PH 2 0008
Legal Subdivision	RUSTIC WOODS SUB
Legal Lot Number	8
Jurisdiction	CUYAHOGA OH
Township / Civil Division	WESTLAKE
Census Block Group	1
Census Block	1012
Census Tract	189112

Owner

The current owner of 25781 Rustic Ln bought it in December 2011.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	2 Owner Names on File
Mailing Address	25781 RUSTIC LN, WESTLAKE, OH 44145-5476
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA STATE BANK
Mar 27, 2024	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jan 28, 2022	Transfer on Death Deed, Transfer
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L S&L/LAKEWOOD
Dec 8, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2011 · Amount on File
Deed Sale	Dec 2, 2011 · Amount on File
Deed Document Number	0012020394
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	25781 RUSTIC LN, WESTLAKE, OH 44145-5476
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000428
Date	Feb 12, 2021
Instrument	202102120428

Lender

Name	COLUMBIA STATE BANK
Type	Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	174 Months
Due	Aug 1, 2035

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	25781 RUSTIC LN, WESTLAKE, OH 44145-5476
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25781 RUSTIC LN, WESTLAKE, OH 44145-5476

Mortgage

Document Number	0000000484
Date	Mar 27, 2024
Instrument	202403270484

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2054

January 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jan 28, 2022
Property Address	25781 RUSTIC LN, WESTLAKE, OH 44145-5476
Document Number	0000000770
Map Reference	VOL 229 PG 62
Instrument Date	Jan 28, 2022
Instrument	202201280770
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	25781 RUSTIC LN, WESTLAKE, OH 44145-5476

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	25781 RUSTIC LN, WESTLAKE, OH 44145-5476
Document Number	0007230621
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	PROGRESSIVE LAND TITLE AGENCY, PROGRESSIVE LAND TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25781 RUSTIC LN WESTLAKE OH 441455476, WESTLAKE, OH 44145-5476

Mortgage

Document Number	0007230621
Date	Jul 23, 2020
Instrument	7230621

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 22, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	25781 RUSTIC LN, WESTLAKE, OH 44145-5476
Document Number	0001160110
Instrument Date	Dec 8, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25781 RUSTIC LN WESTLAKE OH 441455476, WESTLAKE, OH 44145-5476

Mortgage

Document Number	0001160110
Date	Jan 16, 2019
Instrument	1160110

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CIEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 25781 Rustic Ln was $6,061 with a homeowner's exemption, down 1% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Westlake City
Unified School District	Westlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,061.00 (-0.98%) Homeowner's exemption	$129,220 (-) Land $25,130 Building $104,090
2024	$6,121.00 (+2.94%) Homeowner's exemption	$129,220 (+20.42%) Land $25,130 Building $104,090	$369,200 Land $71,800 Building $297,400
2023	$5,946.00 (+1.64%) Homeowner's exemption	$107,310 (-) Land $22,400 Building $84,910
2022	$5,850.00 Homeowner's exemption	$107,310 Land $22,400 Building $84,910
2021			$306,600 Land $64,000 Building $242,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25781 Rustic Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25781 Rustic Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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