San Diego County property record for 2578 Saddleback St, Chula Vista, CA 91914
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,447 sqft · built 1999 |
| Lot Size | 0.126 acres (5,491 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,522 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-550-23-00 |
| Primary APN | 595-550-23-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,447 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 5,491 sqft (0.126 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 2578 SADDLEBACK ST |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91914-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC6SF3 |
| Legal Description | LOT 23 TR 013447 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 013447 |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 13424 |
2578 Saddleback St is owned and occupied by two individuals who acquired it in October 2017.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2578 SADDLEBACK ST, CHULA VISTA, CA 91914-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 19, 2017 | Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2017 |
| Deed Sale | Oct 19, 2017 |
| Prior Sale | Dec 20, 2011 · Amount on File |
| Deed Document Number | 2017486067 |
| Prior Transfer Date | Sep 21, 2017 |
| Prior Transfer Doc | 0000486067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2578 SADDLEBACK ST, CHULA VISTA, CA 91914-2401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2578 SADDLEBACK ST, CHULA VISTA, CA 91914-2401 |
| Document Number | 0000786717 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 2020-0786717 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 19, 2017 |
| Property Address | 2578 SADDLEBACK ST, CHULA VISTA, CA 91914-2401 |
| Document Number | 0000486067 |
| Map Reference | MAP13447 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 2017-0486067 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2578 SADDLEBACK ST, CHULA VISTA, CA 91914-2401 |
| Document Number | 0000486068 |
|---|---|
| Date | Oct 19, 2017 |
| Instrument | 2017-0486068 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 2578 Saddleback St was $7,522.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $651,125 (+2%) Land $288,069 Building $363,056 | |
| 2025 | $7,522.00 | $638,359 Land $282,421 Building $355,938 |
| 2023 | $7,138.00 (+2.87%) | $613,572 Land $271,455 Building $342,117 |
| 2022 | $6,939.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2578 Saddleback St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2578 Saddleback St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Barona North tribal government · serves 1,171 people · EPA ID 090600118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Copper | 2.34 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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