San Diego County property record for 2574 Saddleback St, Chula Vista, CA 91914
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,259 sqft · built 1999 |
| Lot Size | 0.126 acres (5,471 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,200,000 (Jun 2026) |
| Tax Bill | $4,369 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2023 Second Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-550-24-00 |
| Primary APN | 595-550-24-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,259 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 5,471 sqft (0.126 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2574 SADDLEBACK ST |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91914-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC6SF3 |
| Legal Description | LOT 24 TR 013447 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 013447 |
| Legal Block | 3 |
| Legal Lot Number | 24 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 13424 |
2574 Saddleback St is held in a trust since June 2026.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1005 OLD MILL LN, SANTA MARIA, CA 93455-4103 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE |
| Nov 29, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 20, 2021 | Intrafamily Transfer, Transfer OLD REPUBLIC TITLE COMPANY |
| Jul 19, 2021 | Intrafamily Transfer, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 28, 2019 | Deed of Trust, Mortgage · VA Mortgage POINT MORTGAGE CORP |
| Jul 15, 2020 | Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 16, 2020 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Jan 9, 2017 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on File |
| Deed Sale | Jun 30, 2026 · Amount on File |
| Prior Sale | Jul 19, 2021 |
| Deed Document Number | 2026187595 |
| Prior Transfer Date | Jul 1, 2021 |
| Prior Transfer Doc | 0000514596 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 30, 2026 |
| Property Address | 2574 SADDLEBACK ST, CHULA VISTA, CA 91914-2401 |
| Document Number | 0000187595 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 2026187595 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133,320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1005 OLD MILL LN, SANTA MARIA, CA 93455-4103 |
| Document Number | 0000187596, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 2026187596 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2574 SADDLEBACK ST, CHULA VISTA, CA 91914-2401 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2574 SADDLEBACK ST, CHULA VISTA, CA 91914-2401 |
| Document Number | 0000329450 |
|---|---|
| Date | Nov 29, 2023 |
| Instrument | 2023-0329450 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2043 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 20, 2021 |
| Property Address | 2574 SADDLEBACK ST, CHULA VISTA, CA 91914-2401 |
| Document Number | 0000514596 |
| Map Reference | MAP 13447 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 2021-0514596 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2574 SADDLEBACK ST, CHULA VISTA, CA 91914-2401 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 19, 2021 |
| Property Address | 2574 SADDLEBACK ST, CHULA VISTA, CA 91914-2401 |
| Document Number | 0000511429 |
| Map Reference | MAP 13447 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 2021-0511429 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2574 SADDLEBACK ST, CHULA VISTA, CA 91914-2401 |
| Document Number | 0000511430 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 2021-0511430 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2574 SADDLEBACK ST, CHULA VISTA, CA 91914-2401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|
| Document Number | 0000489700 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 2019-0489700 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHULA VISTA, CA 91910 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 15, 2020 |
| Property Address | 2574 SADDLEBACK ST, CHULA VISTA, CA 91914-2401 |
| Document Number | 0000377962 |
| Map Reference | MAP 13447 |
| Instrument Date | Jul 9, 2020 |
| Instrument | 2020-0377962 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2574 SADDLEBACK ST, CHULA VISTA, CA 91914-2401 |
| Document Number | 0000377963 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 2020-0377963 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 16, 2020 |
| Property Address | 2574 SADDLEBACK ST, CHULA VISTA, CA 91914-2401 |
| Document Number | 0000383092 |
| Instrument Date | Jul 9, 2020 |
| Instrument | 383092 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2574 SADDLEBACK ST CHULA VISTA CA 919142401, CHULA VISTA, CA 91914-2401 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2574 SADDLEBACK ST, CHULA VISTA, CA 91914-2401 |
| Document Number | 0000020210 |
| Instrument Date | Jan 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2574 SADDLEBACK ST CHULA VISTA CA 919142401, CHULA VISTA, CA 91914-2401 |
| Document Number | 0000020210 |
|---|---|
| Date | Jan 13, 2017 |
| Instrument | 20210 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2047 |
The 2025 property tax bill for 2574 Saddleback St was $4,369.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $555,372 (+2%) Land $154,285 Building $401,087 | |
| 2025 | $4,369.00 Veteran's exemption | $544,483 Land $151,260 Building $393,223 |
| 2023 | $4,232.00 (+0.64%) | $523,342 Land $145,388 Building $377,954 |
| 2022 | $4,205.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2574 Saddleback St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2574 Saddleback St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Barona North tribal government · serves 1,171 people · EPA ID 090600118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Copper | 2.34 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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