2578 Bluff Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 2578 Bluff Dr, Reading, MI 49274 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Square Footage	1,594 sqft Living Area
Lot Size	8,398 sqft (0.192 acres)
Garage	598 sqft
Occupancy	Owner Occupied
Last Sale	$120,000 (1996)
Tax Bill	$2,454.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-050-001-134`

Interior

Full Baths	2 Baths
Building Area	1,594 sqft Living Area
1st Floor	1,594 sqft 1st Floor
Basement Area	399 sqft Basement
Unfinished Basement	399 sqft Unfinished
Stories	1 Stories

Exterior

Exterior Material	Wood Siding Exterior
Lot Area	8,398 sqft (0.192 acres)
Lot Width	87 ft Width
Parking Spaces	2 Parking Spaces
Garage Area	598 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	2578 BLUFF DR
City	READING
State	MI
Zip	49274-9615
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 175 & 176 HEMLOCK BEACH SEC 5 T7S R4W
Legal Range	04W
Legal Township	07S
Legal Section	05
Legal Subdivision	HEMLOCK BEACH
Legal Lot Number	175,176
Jurisdiction	HILLSDALE MI
Minor Civil Division	READING
Census Blockgroup	2
Census Block	2037
Census Tract	50400

Owner

Source: Hillsdale County records · APN 10-050-001-134

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2578 BLUFF DR, READING, MI 49274-9615
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 05, 1996 · Amount on Record
Deed Sale	Feb 05, 1996 · Amount on Record
Last Transfer Date	Jan 20, 2020
Transfer Doc	1750/0165
Record Refreshed	Sep 20, 2026

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Jan 27, 2020
Property Address	2578 BLUFF DR, READING, MI 49274-9615
Document Number	1750/0165
Book / Page	1750 / 0165
Map Reference	LB 3 PG 4
Instrument Date	Jan 20, 2020
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2578 BLUFF DR, READING, MI 49274-9615

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,800 (+4.87%)	$275,666 (+4.87%) Land $74,239 Building $201,427
2025	$2,454.00 (+20.89%) Homeowner's exemption	$131,400 (+4.7%)	$262,853 (+4.76%) Land $74,239 Building $188,614
2023		$125,500	$250,912 Land $74,239 Building $176,673
2021	$2,030.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.