2577 Bluff Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 2577 Bluff Dr, Reading, MI 49274 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 640 sqft
Lot Size	0.1 acres (4,375 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (May 2018)
Tax Bill	$1,544 (2025)
Deeds & Mortgages	May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-050-001-144`

Property Details

APN / Parcel Number

Primary APN	`10-050-001-144`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	640 sqft Living Area
1st Floor Area	640 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	4,375 sqft (0.1 acres)
Lot Width	40 ft Width
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2577 BLUFF DR
City	READING
State	MI
Zip	49274-9615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 OF LOTS 206 & 207 HEMLOCK BEACH SEC 5 T7S R4W
Legal Range	04W
Legal Township	07S
Legal Section	05
Legal Subdivision	HEMLOCK BEACH
Legal Lot Number	206,207
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	2
Census Block	2043
Census Tract	50400

Owner

Source: Hillsdale County records · APN 10-050-001-144

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4594 COUNTY ROAD 20, ARCHBOLD, OH 43502-9767
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Prior Sale	Jul 12, 2010 · Amount on Record
Deed Book / Page	1690 / 323
Prior Transfer Date	Aug 30, 1999
Record Updated	Sep 20, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	May 16, 2018
Property Address	2577 BLUFF DR, READING, MI 49274
Document Number	01690/0323
Book / Page	1690 / 0323
Map Reference	LB03 PG04
Instrument Date	May 11, 2018
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,118.00
Amount Accuracy	Tax Sale
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12807 ROAD 12, 12807, OTTAWA, OH 45875-8511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4594 COUNTY ROAD 20, ARCHBOLD, OH 43502-9767

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,900 (+13.29%)	$93,038 (+13.36%) Land $4,047 Building $88,991
2025	$1,544.00 (+17.24%)
2023		$41,400	$82,073 Land $4,047 Building $78,026
2021	$1,317.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260590504002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 145 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Mercury Broadband, DMCI Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.