25760 Stephens St, Esparto, CA 95627 Property Records

Yolo County property record for 25760 Stephens St, Esparto, CA 95627

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,925 sqft · built 2007
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$380,000 (Jun 2017)
Tax Bill$5,000 (2025)
Deeds & MortgagesMar 2024 Mortgage
Mar 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN049-562-002-000

Property Details

APN / Parcel Number

Primary APN049-562-002-000
Alternative APN
  • 049562021

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,925 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Roof TypeGable
Roof MaterialConcrete
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area681 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address25760 STEPHENS ST
CityESPARTO
StateCA
Zip95627-2041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description4612 LOPEZ SD L 16 MB 2006 PG 41-45
Legal SubdivisionLOPEZ SUB 4612
Legal Lot Number16
JurisdictionYOLO CA
Township / Civil DivisionESPARTO
Census Block Group3
Census Block3010
Census Tract11500

Owner

Source: Yolo County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address25760 STEPHENS ST, ESPARTO, CA 95627-2041
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2024Intrafamily Transfer, Transfer · Commercial Mortgage
UNLOCK PARTNERSHIP SOLUTIONS INC
Mar 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 2, 2017Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2017 · Amount on Record
Deed SaleJun 2, 2017 · Amount on Record
Prior SaleAug 30, 2011 · Amount on Record
Deed Document Number201713911
Last Transfer DateMar 19, 2024
Transfer Doc0000004958
Record UpdatedOct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionYOLO CA
Recording DateMar 25, 2024
Property Address25760 STEPHENS ST, ESPARTO, CA 95627-2041
Document Number0000004958
Map ReferenceMB 2006 PGS 41 THROU
Instrument DateMar 18, 2024
Instrument2024-0004958
Transaction TypeTransfer
Record UpdatedApr 25, 2024
Title CompanyCLEAREDGE TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0000004959
DateMar 25, 2024
Instrument2024-0004959
Lender
NameUNLOCK PARTNERSHIP SOLUTIONS INC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Mortgage

Document Number0000004959
DateMar 25, 2024
Instrument2024-0004959
Lender
NameUNLOCK PARTNERSHIP SOLUTIONS INC
TypeNon-Lending Institution
Address25760 STEPHENS ST, ESPARTO, CA 95627
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYOLO CA
Property Address25760 STEPHENS ST, ESPARTO, CA 95627-2041
Document Number0000004841
Instrument DateMar 1, 2019
Transaction TypeMortgage
Record UpdatedMar 28, 2019
Title CompanyBNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address25760 STEPHENS ST ESPARTO CA 956272041, ESPARTO, CA 95627-2041

Mortgage

Document Number0000004841
DateMar 13, 2019
Instrument4841
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 12, 2049

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionYOLO CA
Recording DateJun 2, 2017
Property Address25760 STEPHENS ST, ESPARTO, CA 95627-2041
Document Number0000013911
Map ReferenceMB2006 PG41-45
Instrument DateMay 3, 2017
Instrument2017-0013911
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address25760 STEPHENS ST, ESPARTO, CA 95627-2041
InvestorPossibly a Property Investor

Mortgage

Document Number0000013912
DateJun 2, 2017
Instrument2017-0013912
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Yolo County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyYolo County
Unified School DistrictEsparto Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$449,837 (+2%) Land $71,024 Building $378,813
2025$5,000.00 (+5.42%)$441,018 (+4.04%) Land $69,632 Building $371,386
2023$4,743.00 (+1.82%)$423,894 Land $66,929 Building $356,965
2022$4,658.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1997–2005)
Claims Outside the SFHA3 of 3
Most Recent ClaimDec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemESPARTO C.S.D.
serves 3,572 people · EPA ID CA5710007
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Esparto Broadband
Cable · Fiber, Fixed Wireless in parts of the area
1,000 / 30
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

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