2576 Eagle Ridge Ln, Lenoir, NC 28645 Property Records

Caldwell County property record for 2576 Eagle Ridge Ln, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,762 sqft · built 1997
Lot Size	1.62 acres (70,584 sqft)
Owner	2 Trust Names on File
Last Sale	$285,000 (Nov 2007)
Tax Bill	$3,019 (2026)
Deeds & Mortgages	May 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05 37A 1 17`

Property Details

APN / Parcel Number

Primary APN	`05 37A 1 17`
Alternative APNs	`134955` `183374`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,762 sqft Heated Area
Gross Area	5,201 sqft
1st Floor Area	1,762 sqft
Basement Area	1,762 sqft
Finished Basement	700 sqft
Unfinished Basement	1,062 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	70,584 sqft (1.62 acres)
Lot Dimensions	173 ft deep x 408 ft wide
Garage Type	Finished
Garage Area	906 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	282 sqft
Deck Area	489 sqft
Patio Area	489 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	183374
Street Address	2576 EAGLE RIDGE LN
City	LENOIR
State	NC
Zip	28645-9205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1661 PG 1354 YR 07 ST 570.00
Legal Subdivision	HAWKS HILL DEVELOPMENT CORP
Jurisdiction	CALDWELL NC
Township / Civil Division	KINGS CREEK
Census Block Group	2
Census Block	2001
Census Tract	31201

Owner

2576 Eagle Ridge Ln is held in a trust since May 2025.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7916 WATERFALL CIR, HUNTINGTON BEACH, CA 92648-5473
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 8, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jun 21, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2007 · Amount on File
Deed Sale	Nov 16, 2007 · Amount on File
Prior Sale	Mar 8, 2006 · Amount on File
Deed Book / Page	1661 / 1354
Last Transfer Date	May 25, 2025
Transfer Doc	0021370136
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2576 EAGLE RIDGE LN, LENOIR, NC 28645-9205
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221375
Date	May 24, 2021
Book Page	2022/1375
Instrument	10057997

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2576 EAGLE RIDGE LN, LENOIR, NC 28645-9205
Document Number	0010043110
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2576 EAGLE RIDGE LN LENOIR NC 286459205, LENOIR, NC 28645-9205

Mortgage

Document Number	0010043110
Date	Apr 14, 2020
Book Page	001985/002007
Instrument	10043110

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2576 EAGLE RIDGE LN, LENOIR, NC 28645-9205
Document Number	0010034101
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2576 EAGLE RIDGE LN LENOIR NC 286459205, LENOIR, NC 28645-9205

Mortgage

Document Number	0010034101
Date	Jun 25, 2019
Book Page	001965/001609
Instrument	10034101

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2576 Eagle Ridge Ln was $3,019, down 21.2% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,019.00 (-21.24%)	$498,100 (-) Land $69,100 Building $429,000
2025	$3,833.00 (+238.01%)	$498,100 Land $69,100 Building $429,000	$498,100 Land $69,100 Building $429,000
2024	$1,134.00
2023		$290,600 (-) Land $48,500 Building $242,100	$290,600 (-) Land $48,500 Building $242,100
2022	$1,038.00	$290,600 Land $48,500 Building $242,100	$290,600 Land $48,500 Building $242,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2576 Eagle Ridge Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2576 Eagle Ridge Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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