2563 Eagle Ridge Ln, Lenoir, NC 28645 Property Records

Caldwell County property record for 2563 Eagle Ridge Ln, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,195 sqft · built 1996
Lot Size	1.59 acres (69,540 sqft)
Owner	2 Individual Names on File
Last Sale	$368,500 (Oct 2018)
Tax Bill	$2,911 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05 37A 1 19`

Property Details

APN / Parcel Number

Primary APN	`05 37A 1 19`
Alternative APN	`165834`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,195 sqft Heated Area
Gross Area	3,812 sqft
1st Floor Area	1,350 sqft
Upper Floors Area	645 sqft
Basement Area	1,350 sqft
Unfinished Basement	1,350 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Exterior Material	Logs
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	69,540 sqft (1.59 acres)
Lot Dimensions	366 ft deep x 190 ft wide

Exterior Amenities

Porch	Slab
Porch Area	304 sqft
Deck Area	163 sqft
Patio Area	163 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	165834
Street Address	2563 EAGLE RIDGE LN
City	LENOIR
State	NC
Zip	28645-9205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1960 PG 1379 YR 2019 ST 502.00
Legal Subdivision	HAWKS HILL SUBDIVISION
Jurisdiction	CALDWELL NC
Township / Civil Division	KINGS CREEK
Census Block Group	2
Census Block	2001
Census Tract	31201

Owner

2563 Eagle Ridge Ln is owned and occupied by two individuals who bought it in October 2018.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2563 EAGLE RIDGE LN, LENOIR, NC 28645-9205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · VA Mortgage TRUIST BANK
Nov 29, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 2, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Apr 4, 2019	Grant Deed, Transfer · Conventional with PMI CERTAINTY HM LNS LLC
Oct 24, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2018 · Amount on File
Deed Sale	Oct 24, 2018 · Amount on File
Prior Sale	Feb 1, 1995 · Amount on File
Deed Document Number	201810027188
Deed Book / Page	1951 / 1180
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2563 EAGLE RIDGE LN, LENOIR, NC 28645-9205
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020322008
Date	Sep 3, 2021
Book Page	2032/2008
Instrument	10062263

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2563 EAGLE RIDGE LN, LENOIR, NC 28645-9205
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020410402
Date	Nov 29, 2021
Book Page	2041/402
Instrument	10065693

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	FOREST CITY, NC 28043

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2563 EAGLE RIDGE LN, LENOIR, NC 28645-9205
Document Number	0010043278
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2563 EAGLE RIDGE LN LENOIR NC 286459205, LENOIR, NC 28645-9205

Mortgage

Document Number	0010043278
Date	Apr 20, 2020
Book Page	001986/000911
Instrument	10043278

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALDWELL NC
Recording Date	Apr 4, 2019
Property Address	2563 EAGLE RIDGE LN, LENOIR, NC 28645-9205
Document Number	0010031661
Book / Page	001960 / 001379
Instrument Date	Mar 12, 2019
Instrument	10031661
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$502.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2563 EAGLE RIDGE LN LENOIR NC 286459205, LENOIR, NC 28645-9205

Mortgage

Document Number	10031662
Date	Apr 4, 2019
Book Page	001960/001381
Instrument	10031662

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75093

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2049

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 24, 2018
Property Address	2563 EAGLE RIDGE LN, LENOIR, NC 28645-9205
Document Number	0010027188
Book / Page	001951 / 001180
Instrument Date	Oct 11, 2018
Instrument	10027188
Transaction Type	Foreclosure
Record Updated	Nov 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$736.57
Amount Accuracy	Confirmed
Additional	Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Tax Assessment & Valuation

The 2026 property tax bill for 2563 Eagle Ridge Ln was $2,911, down 4.8% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,911.00 (-4.84%)	$480,100 (-) Land $44,300 Building $435,800
2025	$3,059.00	$480,100 Land $44,300 Building $435,800	$480,100 Land $44,300 Building $435,800
2023		$293,900 (-) Land $44,300 Building $249,600	$293,900 (-) Land $44,300 Building $249,600
2022	$2,077.00	$293,900 Land $44,300 Building $249,600	$293,900 Land $44,300 Building $249,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2563 Eagle Ridge Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2563 Eagle Ridge Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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