Contra Costa County property record for 2576 Downer Ave, Richmond, CA 94804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,112 sqft · built 1953 |
| Lot Size | 0.074 acres (3,201 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,000 (Mar 2000) |
| Tax Bill | $4,985 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 528-330-013-4 |
| Primary APN | 528-330-013-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,112 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,201 sqft (0.074 acres) |
| Garage Type | Attached |
| Garage Area | 253 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2576 DOWNER AVE |
|---|---|
| City | RICHMOND |
| State | CA |
| Zip | 94804-1438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SCHAPIRO CENTRAL LOT 14 BLK 7 |
| Legal Subdivision | SCHAPIROS CENTRAL T |
| Legal Block | 7 |
| Legal Lot Number | 14 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 374000 |
2576 Downer Ave is owned and occupied by two individuals who bought it in March 2000.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2576 DOWNER AVE, RICHMOND, CA 94804-1438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2000 · Amount on File |
| Deed Sale | Mar 7, 2000 · Amount on File |
| Deed Document Number | 200044862 |
| Prior Transfer Date | Feb 18, 2000 |
| Prior Transfer Doc | 0000044861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jan 14, 2026 |
| Property Address | 2576 DOWNER AVE, RICHMOND, CA 94804-1438 |
| Document Number | 0000004321 |
| Map Reference | MB 5 PG 111 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 2026- 004321 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2576 DOWNER AVE, RICHMOND, CA 94804-1438 |
| Document Number | 0000004322 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 2026- 004322 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2576 DOWNER AVE, RICHMOND, CA 94804-1438 |
| Document Number | 0000019164 |
| Instrument Date | Jan 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2576 DOWNER AVE RICHMOND CA 948041438, RICHMOND, CA 94804-1438 |
| Document Number | 0000019164 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 19164 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 30, 2047 |
The 2025 property tax bill for 2576 Downer Ave was $4,985.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Richmond City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $257,076 (+2%) Land $128,805 Building $128,271 | |
| 2025 | $4,985.00 Homeowner's exemption | $252,036 Land $126,280 Building $125,756 |
| 2023 | $4,836.00 (+2.37%) Homeowner's exemption | $242,251 Land $121,377 Building $120,874 |
| 2022 | $4,724.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2576 Downer Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2576 Downer Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: Etheric Networks, GeoLinks, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures