2546 Downer Ave, Richmond, CA 94804 Property Records

Contra Costa County property record for 2546 Downer Ave, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1948
Lot Size	0.074 acres (3,201 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Sep 2020)
Tax Bill	$9,569 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`528-330-008-4`

Property Details

APN / Parcel Number

Primary APN	`528-330-008-4`
Alternative APN	`528-330-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1980
Lot Area	3,201 sqft (0.074 acres)
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2546 DOWNER AVE
City	RICHMOND
State	CA
Zip	94804-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SCHAPIRO CENTRAL LOT 9 BLK 7
Legal Subdivision	SCHAPIROS CENTRAL
Legal Block	7
Legal Lot Number	9
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	4
Census Block	4003
Census Tract	374000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 425, CLAYTON, CA 94517-0425
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 2, 2022	Intrafamily Transfer, Transfer
Sep 17, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 17, 2020	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
May 11, 2018	Grant Deed, Transfer · Conventional with PMI WFB NA
Jan 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	May 11, 2018 · Amount on Record
Deed Document Number	2020207156
Last Transfer Date	May 17, 2021
Transfer Doc	0000169547
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2546 DOWNER AVE, RICHMOND, CA 94804-1438
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063130
Date	Apr 2, 2020
Instrument	2020-063130

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 2, 2022
Property Address	2546 DOWNER AVE, RICHMOND, CA 94804-1438
Document Number	0000169547
Map Reference	MB 5 PG 111
Instrument Date	May 17, 2021
Instrument	2022-169547
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 425, CLAYTON, CA 94517-0425

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 17, 2020
Property Address	2546 DOWNER AVE, RICHMOND, CA 94804-1438
Document Number	0000207156
Map Reference	MB 5 PG 111
Instrument Date	Sep 15, 2020
Instrument	2020-207156
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2546 DOWNER AVE, RICHMOND, CA 94804-1438

Mortgage

Document Number	0000207157
Date	Sep 17, 2020
Instrument	2020-207157

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 17, 2020
Property Address	2546 DOWNER AVE, RICHMOND, CA 94804-1438
Document Number	0000207155
Instrument Date	Sep 15, 2020
Instrument	207155
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4937 LAUREL DR CONCORD CA 945211445, CONCORD, CA 94521-1445

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 11, 2018
Property Address	2546 DOWNER AVE, RICHMOND, CA 94804-1438
Document Number	0000074168
Instrument Date	May 4, 2018
Instrument	74168
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$522.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2546 DOWNER AVE RICHMOND CA 948041438, RICHMOND, CA 94804-1438

Mortgage

Document Number	74169
Date	May 11, 2018
Instrument	74169

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2546 DOWNER AVE, RICHMOND, CA 94804-1438
Document Number	0000020091
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1329 EVERETT ST EL CERRITO CA 945302404, EL CERRITO, CA 94530-2404

Mortgage

Document Number	0000020091
Date	Feb 8, 2018
Instrument	20091

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$579,638 (+2%) Land $358,824 Building $220,814
2025	$9,569.00 (+3.65%)	$568,274 (+4.04%) Land $351,789 Building $216,485
2023	$9,232.00 (+1.75%)	$546,210 Land $338,130 Building $208,080
2022	$9,073.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, GeoLinks, T-Mobile, Verizon.

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