25755 Duncan Dr, Esparto, CA 95627 Property Records

Yolo County property record for 25755 Duncan Dr, Esparto, CA 95627

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,438 sqft · built 2004
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Dec 2015)
Tax Bill$4,254 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Nov 2025 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN049-542-010-000

Property Details

APN / Parcel Number

Primary APN049-542-010-000
Alternative APN
  • 049542101

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,438 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area436 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address25755 DUNCAN DR
CityESPARTO
StateCA
Zip95627-2220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description4442 ESPERANZA EST L 12 03 M 60-63
Legal SubdivisionESPERANZA ESTATE
Legal Lot Number12
JurisdictionYOLO CA
Township / Civil DivisionESPARTO
Census Block Group3
Census Block3007
Census Tract11500

Owner

Source: Yolo County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address25755 DUNCAN DR, ESPARTO, CA 95627-2220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Nov 14, 2025Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Feb 22, 2022Deed of Trust, Mortgage · VA Mortgage
PMG CAPITAL INC
May 17, 2021Deed of Trust, Mortgage · VA Mortgage
PMG CAPITAL INC
Apr 7, 2020Deed of Trust, Mortgage · VA Mortgage
PMG CAPITAL INC PMG CAPITAL INC
Dec 21, 2017Deed of Trust, Mortgage · VA Mortgage
PMG CAPITAL INC PMG CAPITAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2015 · Amount on Record
Deed SaleDec 4, 2015 · Amount on Record
Prior SaleJan 16, 2008 · Amount on Record
Deed Document Number201533900
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYOLO CA
Recording DateJun 23, 2026
Property Address25755 DUNCAN DR, ESPARTO, CA 95627-2220
Document Number0000010416
Instrument DateJun 8, 2026
Instrument202610416
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address25755 DUNCAN DR, ESPARTO, CA 95627-2220

Mortgage

Document Number0000010416,
DateJun 23, 2026
Instrument202610416
Lender
NameCOASTAL COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYOLO CA
Property Address25755 DUNCAN DR, ESPARTO, CA 95627-2220
Transaction TypeMortgage
Record UpdatedNov 27, 2025
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address25755 DUNCAN DR, ESPARTO, CA 95627-2220

Mortgage

Document Number0000020343
DateNov 14, 2025
Instrument2025-0020343
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYOLO CA
Property Address25755 DUNCAN DR, ESPARTO, CA 95627-2220
Transaction TypeMortgage
Record UpdatedMar 14, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address25755 DUNCAN DR, ESPARTO, CA 95627-2220

Mortgage

Document Number0000004631
DateFeb 22, 2022
Instrument2022-0004631
Lender
NamePMG CAPITAL INC
TypeNon-Lending Institution
AddressSACRAMENTO, CA 95825
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYOLO CA
Property Address25755 DUNCAN DR, ESPARTO, CA 95627-2220
Transaction TypeMortgage
Record UpdatedJun 4, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address25755 DUNCAN DR, ESPARTO, CA 95627-2220

Mortgage

Document Number0000019574
DateMay 17, 2021
Instrument2021-0019574
Lender
NamePMG CAPITAL INC
TypeNon-Lending Institution
AddressSACRAMENTO, CA 95825
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYOLO CA
Property Address25755 DUNCAN DR, ESPARTO, CA 95627-2220
Document Number0000010665
Instrument DateApr 7, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address25755 DUNCAN DR ESPARTO CA 956272220, ESPARTO, CA 95627-2220

Mortgage

Document Number0000010665
DateApr 14, 2020
Instrument10665
Lender
NamePMG CAPITAL INC PMG CAPITAL INC
TypeBank
AddressSACRAMENTO, CA 95825
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 13, 2050

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYOLO CA
Property Address25755 DUNCAN DR, ESPARTO, CA 95627-2220
Document Number0000034426
Instrument DateDec 21, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address25755 DUNCAN DR ESPARTO CA 956272220, ESPARTO, CA 95627-2220

Mortgage

Document Number0000034426
DateDec 27, 2017
Instrument34426
Lender
NamePMG CAPITAL INC PMG CAPITAL INC
TypeFunding / Finance Company
AddressROSEVILLE, CA 95661
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 26, 2047

Tax Assessment & Valuation

Source: Yolo County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyYolo County
Unified School DistrictEsparto Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$386,381 (+2%) Land $96,592 Building $289,789
2025$4,254.00 (+5.9%)$378,806 (+4.04%) Land $94,699 Building $284,107
2023$4,017.00 (+1.88%)$364,099 Land $91,023 Building $273,076
2022$3,943.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1997–2005)
Claims Outside the SFHA3 of 3
Most Recent ClaimDec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemESPARTO C.S.D.
serves 3,572 people · EPA ID CA5710007
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Esparto Broadband
Cable · Fiber, Fixed Wireless in parts of the area
1,000 / 30
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

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