2574 Red Spruce Way, Ocoee, FL 34761 Property Records

Orange County property record for 2574 Red Spruce Way, Ocoee, FL 34761

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,632 sqft · built 2021
Lot Size	0.059 acres (2,560 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Aug 2023)
Tax Bill	$5,995 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-22-28-3215-00-150`

Property Details

APN / Parcel Number

Primary APN	`05-22-28-3215-00-150`
Alternative APNs	`282205321500150` `226197` `230706` `235213`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	707 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,560 sqft (0.059 acres)
Garage Type	Attached
Garage Area	408 sqft
Porch	Finished/Open Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2574 RED SPRUCE WAY
City	OCOEE
State	FL
Zip	34761-5338
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	GREENS AT FOREST LAKE - PHASE 1 102/9 LOT 15
Legal Range	28E
Legal Township	22S
Legal Section	05
Legal Subdivision	GREENS AT FOREST LAKE - PHASE 1
Legal Phase	1
Legal Lot Number	15
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1034
Census Tract	17506

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2574 RED SPRUCE WAY, OCOEE, FL 34761-5338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERICAS MONEY SOURCE INC
Jul 6, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Prior Sale	Jul 6, 2023 · Amount on Record
Deed Document Number	2023478287
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2574 RED SPRUCE WAY, OCOEE, FL 34761-5338
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6056 RALEIGH ST 2609, 2609, ORLANDO, FL 32835-2243

Mortgage

Document Number	0000114140
Date	Feb 26, 2021
Instrument	20210114140

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2574 RED SPRUCE WAY, OCOEE, FL 34761-5338
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13243 LAKE BUTLER BLVD, WINTER GARDEN, FL 34787-5450

Mortgage

Document Number	0000478288
Date	Aug 22, 2023
Instrument	20230478288

Lender

Name	AMERICAS MONEY SOURCE INC
Type	Non-Lending Institution
Address	LAKELAND, FL 33806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 6, 2023
Property Address	2574 RED SPRUCE WAY, OCOEE, FL 34761-5338
Document Number	0000376845
Map Reference	MB 102 PG 9-14
Instrument Date	Jul 5, 2023
Instrument	20230376845
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$2,663.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7110 PROCLAMATION PL, FREDERICK, MD 21703-2980

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2574 RED SPRUCE WAY, OCOEE, FL 34761-5338
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6056 RALEIGH ST 2609, 2609, ORLANDO, FL 32835-2243

Mortgage

Document Number	20210114140
Date	Feb 26, 2021
Instrument	20210114140

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,700 (-8.22%) Land $65,000 Building $267,700	$332,700 (-8.22%) Land $65,000 Building $267,700
2025	$5,995.00 (+2.95%) Homeowner's exemption	$362,480 (+12.83%) Land $65,000 Building $297,480	$362,480 (+12.83%) Land $65,000 Building $297,480
2024	$5,823.00 (+13.53%)
2023	$5,129.00 (+3.7%) Homeowner's exemption	$321,259 (+18.95%) Land $65,000 Building $256,259	$321,259 (+18.95%) Land $65,000 Building $256,259
2022	$4,946.00	$270,072 Land $55,000 Building $215,072	$270,072 Land $55,000 Building $215,072

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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