2574 Olympic Dr, Oak Harbor, WA 98277 Property Records

Island County property record for 2574 Olympic Dr, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,964 sqft · built 1980
Owner	Individual Name on Record
Last Sale	$470,000 (Feb 2025)
Tax Bill	$2,701 (2023)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Apr 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S7685-04-00087-0`

Property Details

APN / Parcel Number

Primary APN	`S7685-04-00087-0`
Alternative APN	`344666`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,964 sqft Living Area
Gross Area	2,492 sqft
1st Floor Area	1,148 sqft
Upper Floors Area	816 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Garage Type	Built-in
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Electric

Location & Zoning

Account Number	344666
Street Address	2574 OLYMPIC DR
City	OAK HARBOR
State	WA
Zip	98277-8019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	P HILLCR 4 LOT 87
Legal Subdivision	PATTONS HILLCREST 4
Legal Lot Number	87
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1010
Census Tract	970401

Owner

Source: Island County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2574 OLYMPIC DR, OAK HARBOR, WA 98277-8019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2025	Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 16, 2019	Quit Claim Deed, Transfer GUARDIAN NW TITLE AND ESCROW, GUARDIAN NW TITLE & ESCROW
Apr 8, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Nov 5, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2025 · Amount on Record
Deed Sale	Feb 18, 2025 · Amount on Record
Prior Sale	Apr 16, 2019
Deed Document Number	4582379
Record Updated	Jun 8, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Feb 18, 2025
Property Address	2574 OLYMPIC DR, OAK HARBOR, WA 98277-8019
Document Number	0004582379
Map Reference	VOL 12 PG 14&15
Instrument Date	Feb 14, 2025
Instrument	4582379
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,525.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2574 OLYMPIC DR, OAK HARBOR, WA 98277-8019

Mortgage

Document Number	0004582380
Date	Feb 18, 2025
Instrument	4582380

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Apr 16, 2019
Property Address	2574 OLYMPIC DR, OAK HARBOR, WA 98277-8019
Document Number	0004462167
Instrument Date	Apr 13, 2019
Instrument	4462167
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	GUARDIAN NW TITLE AND ESCROW, GUARDIAN NW TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2574 OLYMPIC DR OAK HARBOR WA 982778019, OAK HARBOR, WA 98277-8019

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Apr 8, 2019
Property Address	2574 OLYMPIC DR, OAK HARBOR, WA 98277-8019
Document Number	0004461722
Map Reference	VOL 12 PG 14
Instrument Date	Apr 5, 2019
Instrument	4461722
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,032.61
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2574 OLYMPIC DR, OAK HARBOR, WA 98277-8019

Mortgage

Document Number	0004461723
Date	Apr 8, 2019
Instrument	4461723

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Mortgage

Document Number	0004461724
Date	Apr 8, 2019
Instrument	4461724

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ISLAND WA
Recording Date	Nov 5, 2018
Property Address	2574 OLYMPIC DR, OAK HARBOR, WA 98277-8019
Document Number	0004454509
Instrument Date	Aug 30, 2018
Instrument	4454509
Transaction Type	Transfer
Record Updated	Nov 14, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 112TH ST SW EVERETT WA 982044862, EVERETT, WA 98204-4862

Tax Assessment & Valuation

Source: Island County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$451,095 (+16.15%) Land $210,000 Building $241,095	$451,095 (+16.15%) Land $210,000 Building $241,095
2023	$2,701.00	$388,367 (+7.09%) Land $190,000 Building $198,367	$388,367 (+7.09%) Land $190,000 Building $198,367
2022		$362,650 Land $180,000 Building $182,650	$362,650 Land $180,000 Building $182,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ziply Fiber.

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