2559 Olympic Dr, Oak Harbor, WA 98277 Property Records

Island County property record for 2559 Olympic Dr, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1978
Owner	Individual Name on Record
Last Sale	$282,247 (Jan 2020)
Tax Bill	$2,814 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S7685-04-00078-0`

Property Details

APN / Parcel Number

Primary APN	`S7685-04-00078-0`
Alternative APN	`344577`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	2,020 sqft
1st Floor Area	1,500 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	344577
Street Address	2559 OLYMPIC DR
City	OAK HARBOR
State	WA
Zip	98277-8019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	PATTONS HILLCREST #4 LOT 78
Legal Subdivision	PATTONS HILLCREST 4
Legal Lot Number	78
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1012
Census Tract	970401

Owner

Source: Island County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2559 OLYMPIC DR, OAK HARBOR, WA 98277-8019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jan 6, 2020	Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
Nov 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2020 · Amount on Record
Deed Sale	Jan 6, 2020 · Amount on Record
Prior Sale	Nov 14, 2019
Deed Document Number	4478779
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2559 OLYMPIC DR, OAK HARBOR, WA 98277-8019
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004513046
Date	Mar 9, 2021
Instrument	4513046

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jan 6, 2020
Property Address	2559 OLYMPIC DR, OAK HARBOR, WA 98277-8019
Document Number	0004478779
Map Reference	VOL 12 PG 14
Instrument Date	Dec 23, 2019
Instrument	4478779
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,029.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2559 OLYMPIC DR, OAK HARBOR, WA 98277-8019

Mortgage

Document Number	0004478780
Date	Jan 6, 2020
Instrument	4478780

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Nov 14, 2019
Property Address	2559 OLYMPIC DR, OAK HARBOR, WA 98277-8019
Document Number	0004475476
Instrument Date	Nov 7, 2019
Instrument	4475476
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2559 OLYMPIC DR OAK HARBOR WA 982778019, OAK HARBOR, WA 98277-8019

Tax Assessment & Valuation

Source: Island County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$419,603 (+3.46%) Land $210,000 Building $209,603	$419,603 (+3.46%) Land $210,000 Building $209,603
2023	$2,814.00	$405,573 (+7.29%) Land $190,000 Building $215,573	$405,573 (+7.29%) Land $190,000 Building $215,573
2022		$378,021 Land $180,000 Building $198,021	$378,021 Land $180,000 Building $198,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ziply Fiber.

Nearby Properties on Olympic Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures