2574 Joann Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 2574 Joann Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,603 sqft · built 1975
Lot Size0.202 acres (8,800 sqft)
Owner2 Individual Names on File
Last Sale$800,000 (Apr 2023)
Tax Bill$9,453 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Nov 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN162-346-16-00

Property Details

APN / Parcel Number

Primary APN162-346-16-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,603 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area8,800 sqft (0.202 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2574 JOANN DR
CityOCEANSIDE
StateCA
Zip92056-3427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 90 TR 007886
Legal SubdivisionCOLLEGE PARK ESTATES
Legal Tract007886
Legal Block1
Legal Lot Number90
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1001
Census Tract18519

Owner

Source: San Diego County records · APN 162-346-16-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2574 JOANN DR, OCEANSIDE, CA 92056-3427
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2023Grant Deed, Transfer · Conventional Mortgage
JMAC LENDING INC
Nov 14, 2022Intrafamily Transfer, Transfer
Feb 07, 2022Deed of Trust, Mortgage · Conventional Mortgage
FRONTWAVE CU
Dec 07, 2017Quit Claim Deed, Transfer
Quitclaim
Dec 07, 2017Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 14, 2023 · Amount on Record
Deed SaleApr 14, 2023 · Amount on Record
Deed Document Number202397693
Prior Transfer DateNov 07, 2022
Prior Transfer Doc0000435247
Record UpdatedSep 20, 2026

April 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 14, 2023
Property Address2574 JOANN DR, OCEANSIDE, CA 92056-3427
Document Number0000097693
Map ReferenceMAP 7886
Instrument DateMar 28, 2023
Instrument2023-0097693
Transaction TypeTransfer
Record UpdatedApr 25, 2023
Title CompanyCALIFORNIA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2574 JOANN DR, OCEANSIDE, CA 92056-3427

Mortgage

Document Number0000097694
DateApr 14, 2023
Instrument2023-0097694
Lender
NameJMAC LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 14, 2022
Property Address2574 JOANN DR, OCEANSIDE, CA 92056-3427
Document Number0000435248
Map ReferenceMAP 7886
Instrument DateNov 04, 2022
Instrument2022-0435248
Transaction TypeTransfer
Record UpdatedNov 21, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2574 JOANN DR, OCEANSIDE, CA 92056-3427

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2574 JOANN DR, OCEANSIDE, CA 92056-3427
Transaction TypeMortgage
Record UpdatedFeb 14, 2022
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2574 JOANN DR, OCEANSIDE, CA 92056-3427

Mortgage

Document Number0000056847
DateFeb 07, 2022
Instrument2022-0056847
Lender
NameFRONTWAVE CU
TypeCredit Union
AddressOCEANSIDE, CA 92056
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2037

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 07, 2017
Property Address2574 JOANN DR, OCEANSIDE, CA 92056-3427
Document Number0000570647
Instrument DateDec 01, 2017
Instrument570647
Transaction TypeTransfer
Record UpdatedJan 03, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2574 JOANN DR OCEANSIDE CA 920563427, OCEANSIDE, CA 92056-3427

December 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateDec 07, 2017
Property Address2574 JOANN DR, OCEANSIDE, CA 92056-3427
Document Number0000570646
Instrument DateDec 01, 2017
Instrument570646
Transaction TypeTransfer
Record UpdatedJan 03, 2018

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2574 JOANN DR OCEANSIDE CA 920563427, OCEANSIDE, CA 92056-3427

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$848,966 (+2%) Land $679,173 Building $169,793
2025$9,453.00 (+15.85%)$832,320 (+10.98%) Land $665,856 Building $166,464
2023$8,160.00 (+490.45%)$750,000 Land $600,000 Building $150,000
2022$1,382.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Generate-Ubiquity Holdings, Verizon.

Based on FCC filings for 554 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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