2562 Joann Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 2562 Joann Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,603 sqft · built 1975
Lot Size	0.195 acres (8,500 sqft)
Owner	Company Name on Record
Tax Bill	$1,567 (2025)
Deeds & Mortgages	Sep 2022 Transfer Feb 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`162-346-14-00`

Property Details

APN / Parcel Number

Primary APN	`162-346-14-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,603 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	8,500 sqft (0.195 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2562 JOANN DR
City	OCEANSIDE
State	CA
Zip	92056-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 88 TR 007886
Legal Subdivision	COLLEGE PARK ESTATES
Legal Tract	007886
Legal Block	1
Legal Lot Number	88
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18519

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2562 JOANN DR, OCEANSIDE, CA 92056-3427
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Affidavit of Death of Joint Tenant, Transfer
Feb 10, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jul 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 2, 2022
Transfer Doc	0000359040
Record Updated	Sep 20, 2026

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 9, 2022
Property Address	2562 JOANN DR, OCEANSIDE, CA 92056-3427
Document Number	0000359040
Map Reference	MAP 7886
Instrument Date	Aug 29, 2022
Instrument	2022-0359040
Transaction Type	Transfer
Record Updated	Sep 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2562 JOANN DR, OCEANSIDE, CA 92056-3427

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2562 JOANN DR, OCEANSIDE, CA 92056-3427
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2562 JOANN DR, OCEANSIDE, CA 92056-3427

Mortgage

Document Number	0000063250
Date	Feb 10, 2022
Instrument	2022-0063250

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	899 Months
Due	Jan 24, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.55%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.55%

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 30, 2019
Property Address	2562 JOANN DR, OCEANSIDE, CA 92056-3427
Document Number	0000312495
Instrument Date	Jun 9, 2019
Instrument	312495
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2562 JOANN DR OCEANSIDE CA 920563427, OCEANSIDE, CA 92056-3427

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$143,918 (+2%) Land $34,135 Building $109,783
2025	$1,567.00 (+8.82%) Homeowner's exemption	$141,097 (+4.04%) Land $33,466 Building $107,631
2023	$1,440.00 (+0.42%) Homeowner's exemption	$135,619 Land $32,167 Building $103,452
2022	$1,434.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, Verizon.

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