Upshur County property record for 2574 Finch Rd, Gilmer, TX 75645
| Property Type | Residential |
|---|---|
| Details | 2 ba · 3,710 sqft · built 2000 |
| Lot Size | 1.55 acres (67,736 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $226,100 (Feb 2024) |
| Tax Bill | $5,032 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 298U-S02-000-044-2 |
| Primary APN | 298U-S02-000-044-2 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 3,710 sqft Total Area |
| 1st Floor Area | 2,414 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 67,736 sqft (1.55 acres) |
| Garage Area | 714 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 298U-S02-000-044-2 |
|---|---|
| Street Address | 2574 FINCH RD |
| City | GILMER |
| State | TX |
| Zip | 75645-6832 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | ABS A298 MCCARTER, WINSTON,TRACT 44-2, 1.555 ACRES & HOUSE |
| Legal Subdivision | WINSTON SURVEY A-298 |
| Legal Tract | 2-44 |
| Jurisdiction | UPSHUR TX |
| Township / Civil Division | GILMER |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 950301 |
2574 Finch Rd, a residential property, is owned and occupied by two individuals who bought it in February 2024.
Source: Upshur County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2574 FINCH RD, GILMER, TX 75645-6832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2024 · Amount on File |
| Deed Sale | Feb 26, 2024 · Amount on File |
| Deed Document Number | 20241128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | UPSHUR TX |
| Recording Date | Feb 26, 2024 |
| Property Address | 2574 FINCH RD, GILMER, TX 75645-6832 |
| Document Number | 0202401128 |
| Map Reference | VOL 340 PG 278 |
| Instrument Date | Feb 23, 2024 |
| Instrument | 202401128 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2574 FINCH RD, GILMER, TX 75645-6832 |
| Document Number | 0202401129 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 202401129 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
The 2026 property tax bill for 2574 Finch Rd was $5,032 with exemptions applied, up 88.8% from the year before.
Source: Upshur County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Upshur County |
| Unified School District | Gilmer Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,032.00 (+88.82%) Homeowner's exemption Senior Citizen's exemption | $332,390 (+0.86%) Land $79,510 Building $252,880 | $332,390 (+0.86%) Land $79,510 Building $252,880 |
| 2025 | $2,665.00 Homeowner's exemption Senior Citizen's exemption | $329,540 Land $73,270 Building $256,270 | $329,540 Land $73,270 Building $256,270 |
| 2023 | $326,600 Land $89,240 Building $237,360 | $326,600 Land $89,240 Building $237,360 | |
| 2022 | $1,422.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2574 Finch Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2574 Finch Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 40% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BI COUNTY WSC 1 serves 12,777 people · EPA ID TX0320002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Etex Telephone Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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