2406 Finch Rd, Gilmer, TX 75645 Property Records

Upshur County property record for 2406 Finch Rd, Gilmer, TX 75645

Property Summary

Property Type	Rural Home
Details	4,870 sqft · built 2016
Lot Size	4.18 acres (182,168 sqft)
Owner	2 Individual Names on File
Last Sale	$384,200 (Sep 2021)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`298U-S02-000-043-5`

Property Details

APN / Parcel Number

Primary APN	`298U-S02-000-043-5`
Alternative APN	`65078994`

Interior

Building Area	4,870 sqft Living Area
1st Floor Area	2,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	182,168 sqft (4.18 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	298U-S02-000-043-5
Street Address	2406 FINCH RD
City	GILMER
State	TX
Zip	75645-6897
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A298 MCCARTER, WINSTON,TRACT 43-5, 4.182 ACRES (+.035 AC IN RD) & HOUSE
Legal Subdivision	WINSTON MCCARTER SURVEY
Legal Tract	5-43
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	3
Census Block	3034
Census Tract	950301

Owner

Source: Upshur County records · APN 298U-S02-000-043-5

Assessment roll updated December 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2406 FINCH RD, GILMER, TX 75645-6897
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 03, 2021 · Amount on Record
Deed Sale	Sep 03, 2021 · Amount on Record
Deed Document Number	20216971
Prior Transfer Date	Aug 27, 2021
Prior Transfer Doc	0202106971
Record Updated	Sep 20, 2026

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Sep 03, 2021
Property Address	2406 FINCH RD, GILMER, TX 75645-6897
Document Number	0202106971
Instrument Date	Aug 27, 2021
Instrument	202106971
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2406 FINCH RD, GILMER, TX 75645-6897

Mortgage

Document Number	0202106972
Date	Sep 03, 2021
Instrument	202106972

Lender

Name	DENTON COUNTY MORTGAGE SVCS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Upshur County records · Assessment roll updated December 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption	$512,690 (-6.3%) Land $81,240 Building $431,450	$512,690 (-6.3%) Land $81,240 Building $431,450
2023		$547,170 Land $149,630 Building $397,540	$547,170 Land $149,630 Building $397,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Upshur County (48459C), as of October 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484599503013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Etex Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 15 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX0320002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BI COUNTY WSC 1 serves 12,777 people
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.