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2572 Pine Flat Rd, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 2572 Pine Flat Rd, Santa Cruz, CA 95060

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,920 sqft · built 1923
Lot Size1.9 acres (83,156 sqft)
OwnerTrust Name on Record
Last Sale$565,000 (Dec 1999)
Tax Bill$10,505 (2025)
Deeds & MortgagesJan 2021 Mortgage
Mar 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN080-411-16

Property Details

APN / Parcel Number

Primary APN080-411-16
Alternative APN
  • 080-411-16-000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Building Area2,920 sqft Living Area
Gross Area3,136 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area83,156 sqft
Garage TypeAttached
Garage Area216 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic

Location & Zoning

Street Address2572 PINE FLAT RD
CitySANTA CRUZ
StateCA
Zip95060-9497
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-L
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWEST SANTA CRUZ
Census Block Group1
Census Block1003
Census Tract120200

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address2572 PINE FLAT RD, SANTA CRUZ, CA 95060-9497
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Mar 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
May 1, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 1999 · Amount on Record
Deed SaleDec 21, 1999 · Amount on Record
Prior SaleNov 29, 1999 · Amount on Record
Deed Document Number199978937
Last Transfer DateApr 20, 2017
Transfer Doc0000014418
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2572 PINE FLAT RD, SANTA CRUZ, CA 95060-9497
Transaction TypeMortgage
Record UpdatedMay 27, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2572 PINE FLAT RD, BONNY DOON, CA 95060-9497

Mortgage

Document Number0000001787
DateJan 12, 2021
Instrument2021-0001787
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2572 PINE FLAT RD, SANTA CRUZ, CA 95060-9497
Document Number0000006174
Instrument DateMar 1, 2019
Transaction TypeMortgage
Record UpdatedMar 28, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2572 PINE FLAT RD SANTA CRUZ CA 950609497, SANTA CRUZ, CA 95060-9497

Mortgage

Document Number0000006174
DateMar 11, 2019
Instrument6174
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 10, 2049

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 1, 2017
Property Address2572 PINE FLAT RD, SANTA CRUZ, CA 95060-9497
Document Number0000014418
Instrument DateApr 20, 2017
Instrument14418
Transaction TypeTransfer
Record UpdatedMay 16, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2572 PINE FLAT RD SANTA CRUZ CA 950609497, SANTA CRUZ, CA 95060-9497

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Elementary School DistrictBonny Doon Union Elementary School District (KG - 06)
Secondary School DistrictSanta Cruz City High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$885,767 (+2%) Land $415,448 Building $470,319
2025$10,505.00 (+9.54%) Homeowner's exemption$868,400 (+4.04%) Land $407,302 Building $461,098
2023$9,590.00 (+1.68%) Homeowner's exemption$834,679 Land $391,486 Building $443,193$1,259,550
2022$9,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (1995–2023)
Claims Outside the SFHA4 of 7
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Cell Coverage

No cell data coverage reported

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