2400 Pine Flat Rd, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 2400 Pine Flat Rd, Santa Cruz, CA 95060

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,146 sqft · built 1988
Lot Size6.88 acres (299,693 sqft)
OwnerCompany Name on Record
Tax Bill$5,396 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN080-411-22

Property Details

APN / Parcel Number

Primary APN080-411-22
Alternative APN
  • 080-411-22-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,146 sqft Living Area
Gross Area3,106 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area299,693 sqft
Garage TypeAttached
Garage Area960 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Street Address2400 PINE FLAT RD
CitySANTA CRUZ
StateCA
Zip95060-9461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSU
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWEST SANTA CRUZ
Census Block Group1
Census Block1003
Census Tract120200

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2400 PINE FLAT RD, SANTA CRUZ, CA 95060-9461
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 11, 1994
Transfer Doc0000004948
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2400 PINE FLAT RD, SANTA CRUZ, CA 95060-9461
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004727
DateFeb 10, 2020
Instrument2020-0004727
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 28, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Elementary School DistrictBonny Doon Union Elementary School District (KG - 06)
Secondary School DistrictSanta Cruz City High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$410,028 (+2%) Land $149,178 Building $260,850
2025$5,396.00 (+10.23%) Homeowner's exemption$401,989 (+4.04%) Land $146,253 Building $255,736
2023$4,895.00 (+1.94%) Homeowner's exemption$386,379 Land $140,574 Building $245,805$976,230
2022$4,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (1995–2023)
Claims Outside the SFHA4 of 7
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 75% of California
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

No cell data coverage reported

Nearby Properties on Pine Flat Rd

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