2572 Merchant Dr, Tracy, CA 95377 Property Records

San Joaquin County property record for 2572 Merchant Dr, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 4,096 sqft · built 2004
Lot Size0.169 acres (7,356 sqft)
OwnerCompany Name on Record
Last Sale$380,000 (Mar 2010)
Tax Bill$8,171 (2025)
Deeds & MortgagesOct 2020 Mortgage
Sep 2021 Transfer
Flood ZoneZone X (minimal risk)
APN240-610-070-000

Property Details

APN / Parcel Number

Primary APN240-610-070-000
Alternative APN
  • 240-610-07

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,096 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCustom Design
Construction TypeWood
Lot Area7,356 sqft (0.169 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number240-610-07
Street Address2572 MERCHANT DR
CityTRACY
StateCA
Zip95377-8561
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description04-FM PT OF 240-020-05 PER PRESIDIO PUD NO 3A
Legal SubdivisionPRESIDIO PUD UNIT 3A
Legal Block3
Legal Lot Number458
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3007
Census Tract5212

Owner

Source: San Joaquin County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2572 MERCHANT DR, TRACY, CA 95377-8561
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Sep 20, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2010 · Amount on Record
Deed SaleMar 10, 2010 · Amount on Record
Prior SaleNov 15, 2004 · Amount on Record
Deed Document Number201034131
Last Transfer DateAug 31, 2021
Transfer Doc0000158099
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2572 MERCHANT DR, TRACY, CA 95377-8561
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyORANGE COAST TTL OF NORTHERN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2572 MERCHANT DR, TRACY, CA 95377-8561

Mortgage

Document Number0000133377
DateOct 7, 2020
Instrument2020-133377
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateSep 20, 2021
Property Address2572 MERCHANT DR, TRACY, CA 95377-8561
Document Number0000158099
Map ReferenceMB 38 PG 75
Instrument DateAug 31, 2021
Instrument2021-158099
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address2572 MERCHANT DR, TRACY, CA 95377-8561

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,171.00 (+8.38%) Homeowner's exemption$490,489 (+4.04%) Land $122,620 Building $367,869
2023$7,539.00 (+2.14%) Homeowner's exemption$471,444 Land $117,859 Building $353,585$963,540
2022$7,381.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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