2563 Merchant Dr, Tracy, CA 95377 Property Records

San Joaquin County property record for 2563 Merchant Dr, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,140 sqft · built 2004
Lot Size0.148 acres (6,451 sqft)
OwnerIndividual Name on Record
Last Sale$304,000 (Jul 2009)
Tax Bill$7,157 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN240-610-030-000

Property Details

APN / Parcel Number

Primary APN240-610-030-000
Alternative APN
  • 240-610-03

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,140 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,451 sqft (0.148 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number240-610-03
Street Address2563 MERCHANT DR
CityTRACY
StateCA
Zip95377-8561
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description04-FM PT OF 240-020-05 PER PRESIDIO PUD NO 3A
Legal SubdivisionPRESIDIO PUD UNIT 3A
Legal Block3
Legal Lot Number454
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3006
Census Tract5212

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2563 MERCHANT DR, TRACY, CA 95377-8561
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2009 · Amount on Record
Deed SaleJul 1, 2009 · Amount on Record
Prior SaleFeb 9, 2009 · Amount on Record
Deed Document Number200998155
Last Transfer DateFeb 16, 2021
Transfer Doc0000033180
Record UpdatedOct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateFeb 23, 2021
Property Address2563 MERCHANT DR, TRACY, CA 95377-8561
Document Number0000033180
Map ReferenceMB 38 PG 75
Instrument DateFeb 16, 2021
Instrument2021-033180
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address370 AUBURN RAVINE RD, AUBURN, CA 95603-3759

Mortgage

Document Number0000033181
DateFeb 23, 2021
Instrument2021-033181
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,157.00 (+0.79%)
2025$7,101.00 (+8.08%)$392,388 (+4.04%) Land $98,095 Building $294,293
2023$6,570.00 (+2.13%)$377,153 Land $94,287 Building $282,866$806,310
2022$6,433.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

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