2571 Paso Robles St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2571 Paso Robles St, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 952 sqft · built 1961
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual on Record
Last Sale	$345,000 (Mar 2016)
Tax Bill	$5,364 (2025)
Deeds & Mortgages	Mar 2022 Second Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`062-103-011`

Property Details

APN / Parcel Number

Primary APN	`062-103-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	952 sqft Living Area

Exterior

Year Built	Built 1961
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Wood
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Terrain	Above Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2571 PASO ROBLES ST
City	OCEANO
State	CA
Zip	93445-9120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TN OCEANO BL 1 PTN LTS 5&6
Legal Subdivision	TOWN OCEANO
Legal Block	1
Legal Lot Number	5,6
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1012
Census Tract	12202

Owner

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	2571 PASO ROBLES ST, OCEANO, CA 93445-9120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SESLOC FCU
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage SESLOC FCU
Jan 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage SESLOC FCU
Jan 31, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SESLOC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2016 · Amount on Record
Deed Sale	Mar 4, 2016 · Amount on Record
Prior Sale	Jul 28, 2015
Deed Document Number	2016009647
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2571 PASO ROBLES ST, OCEANO, CA 93445-9120
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2571 PASO ROBLES ST, OCEANO, CA 93445-9120

Mortgage

Document Number	0000013246
Date	Mar 24, 2022
Instrument	2022013246

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	10.3%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2571 PASO ROBLES ST, OCEANO, CA 93445-9120
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2571 PASO ROBLES ST, OCEANO, CA 93445-9120

Mortgage

Document Number	0000056126
Date	Aug 11, 2021
Instrument	2021056126

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2571 PASO ROBLES ST, OCEANO, CA 93445-9120
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003667
Date	Jan 31, 2019
Instrument	2019003667

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2571 PASO ROBLES ST, OCEANO, CA 93445-9120
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003668
Date	Jan 31, 2019
Instrument	2019003668

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Feb 1, 2024
Min Rate At Change	5.62%
Max Rate At Change	6.62%
Index	Other
Max Rate	10.6%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,364.00 (+4.7%) Homeowner's exemption	$478,255 (+4.04%) Land $236,756 Building $241,499
2023	$5,123.00 (+1.47%) Homeowner's exemption	$459,685 Land $227,563 Building $232,122
2022	$5,049.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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